Which industries do you support for equipment finance?

Quick answer

Best Business Loans supports a wide range of UK industries for equipment finance, focusing on established, asset-rich businesses across sectors such as construction, manufacturing, logistics, healthcare and hospitality.

We do not lend directly; instead our AI-driven platform matches your business with lenders and brokers that specialise in equipment finance for your sector.

Who we help and why equipment finance suits certain industries

We work with established UK limited companies and other corporate borrowers that need capital to acquire, upgrade or replace business equipment.

Equipment finance is especially suitable for businesses where tangible assets form a core part of operations, because those assets can be used as security or as the subject of a finance arrangement.

If you operate in an asset-heavy sector and want to preserve working capital, spread payments, or access tax and balance-sheet benefits, equipment finance can be a practical option.

Core industries we commonly support

Construction & building trades: plant, excavators, telehandlers, scaffolding systems and specialist tools frequently qualify for hire purchase and leasing.

Manufacturing & engineering: CNC machines, presses, fabrication kit, robotics and production lines are routinely funded by asset finance and refinance deals.

Logistics, transport & distribution: HGVs, trailers, forklifts, racking and warehousing automation are supported via vehicle and asset finance solutions.

Agriculture & farming: tractors, combine harvesters, milking parlours and precision farming technology are typical items for tailored equipment finance.

Retail & eCommerce: point-of-sale systems, shelving, commercial fridges and fulfilment automation can be funded to protect cashflow.

Hospitality, restaurants & hotels: kitchen equipment, furniture, laundry systems and IT fit-out are commonly financed to spread upfront costs.

Automotive: garages, MOT centres and dealerships often use finance for diagnostic machines, lifts, tyre fitting kit and specialist tooling.

Healthcare & care homes: medical devices, diagnostic equipment, hoists and patient handling systems are eligible when purchased by established providers.

Professional services & education: office IT, specialist equipment for labs, training aids and commercial printers often qualify for asset finance.

Renewable energy & green tech: solar arrays, battery storage, EV chargers and energy-efficiency equipment can be financed with sustainability-focused lenders.

Printing, signage & fabrication: presses, cutters, CNC routers and large-format printers are commonly funded by niche lenders.

Food production & processing: packaging lines, ovens and mixers are typical assets that lenders will consider.

Cleaning, facilities & waste management: specialist cleaning machinery, balers and waste compactors can attract tailored finance.

Leisure, gyms & fitness centres: gym equipment, leisure pool plant and studio fit-outs are often funded through hire purchase or leasing.

Types of equipment and finance products we match you with

Hire Purchase (HP): allows ownership after a series of payments and is popular for plant, vehicles and machinery.

Finance Lease: gives you long-term use of equipment with rental-style payments and flexibility at term end.

Operating Lease: a rental approach where the lender retains ownership, useful for short-term or technology assets.

Asset Refinance: release cash by refinancing existing owned equipment to improve working capital.

Vendor & supplier finance: some deals involve manufacturer-backed finance with competitive terms and bundled maintenance.

Sale and leaseback: sell owned equipment to a funder then lease it back to free up capital while retaining operational use.

Specialist finance: tailored products for renewable energy, medical equipment or high-value manufacturing lines are available through niche lenders.

What lenders and brokers typically look for by industry

Evidence of trading history: most lenders prefer businesses with at least 12 months of trading and demonstrable revenue.

Asset specification: clear equipment descriptions, age, condition and invoices or quotes improve approval odds.

Sector risk profile: lenders consider the industry’s residual values, maintenance needs and secondary markets for equipment.

Credit and cashflow position: historic accounts, bank statements and management accounts are standard documents requested.

Security and deposit: some lenders require deposits or personal guarantees depending on asset type and borrower profile.

Regulatory or licensing documentation: healthcare, transport and education sectors may need certificates or accreditations appended to applications.

Green or low-emission credentials: renewable and sustainability-linked equipment can access specialist rates or incentives.

Manufacturer warranties and service contracts: demonstrating ongoing maintenance and warranty cover helps preserve asset value and lender appetite.

How Best Business Loans helps your industry get equipment finance and next steps

We use AI to match your business profile and equipment needs with lenders and brokers who actively finance your sector.

By submitting a Quick Quote you provide the essential details we need to recommend the most relevant funding routes.

We save you time by introducing you only to providers who are likely to consider your application based on similar successful cases.

We do not provide loans or personal advice; we act as an introducer connecting you to lenders and FCA-authorised brokers where appropriate.

To get started, submit a Quick Quote via our equipment finance page and we will assess eligibility and potential routes.

Visit our dedicated equipment finance information page here: equipment finance to begin a Decision in Principle or eligibility check.

Our privacy-first process shares your details only with finance professionals likely to be relevant to your enquiry.

If you’d like help before applying, email hello@bestbusinessloans.ai for guidance on preparing documents and understanding likely lender questions.

Compliance, transparency and what you should expect

Best Business Loans is an independent introducer; we do not offer credit and are not a lender.

We endeavour to provide clear and non-misleading information and will not promise guaranteed funding or the lowest rates.

Any finance product offered by a lender or broker will be subject to their terms, eligibility checks and, where applicable, FCA rules.

Key takeaways

• We support a broad range of asset-rich sectors including construction, manufacturing, logistics, healthcare and hospitality.
• Typical finance routes include hire purchase, leasing, sale and leaseback and asset refinance tailored to industry needs.
• Submit a Quick Quote to get matched with lenders and brokers actively lending to your sector.

Updated: 29 October 2025.