What happens after I submit the Quick Quote on BestBusinessLoans.ai?
Quick answer
After you submit a Quick Quote on BestBusinessLoans.ai we immediately confirm receipt, analyse the details using our AI matching system, and begin introducing your enquiry to relevant lenders or brokers in our network.
We do not supply loans ourselves — we act as an independent introducer to help you find suitable finance options quickly and transparently.
Immediate confirmation and how your enquiry is processed
Confirmation and what to expect first
Immediately after submission you will receive an automated confirmation message telling you that your Quick Quote has been received.
This confirms the core details you entered and explains the next steps so you know what will happen and when.
AI analysis: what our matching checks
Our AI examines the information you provided — such as business sector, turnover band, loan purpose, and requested amount — to identify lenders and brokers that typically consider similar profiles.
This analysis is designed to reduce unsuitable matches and speed up introductions to providers who are actively lending in your industry.
What we don’t do at this stage
We don’t perform a hard credit check, submit applications to lenders without your permission, or offer a loan ourselves.
Your Quick Quote is an eligibility and matching exercise, not a formal loan application.
How we use and protect your information
Data privacy and security
Your personal and business information is handled in line with our privacy policy and current UK data-protection standards.
We use secure systems and encryption to protect your details while they are being reviewed and shared with our trusted partners.
Who sees your details
Only selected lenders or brokers whose lending criteria match your enquiry will be introduced to your details, and only where necessary to assess eligibility.
We make this selection to limit unnecessary sharing and to connect you with providers who are most likely to be able to help.
Consent and control
You remain in control: we will not proceed to formal applications without your consent and we explain at each stage when a lender or broker needs further information.
If you wish to withdraw your enquiry at any time, you can contact our support team and we will stop introductions.
Matching, introductions and typical timelines
How we match you to lenders and brokers
Our platform ranks potential matches by relevance using a combination of automated scoring and human oversight from our team.
This means you are introduced first to providers most likely to consider your business and loan purpose.
What an introduction looks like
An introduction normally involves us sending the matched provider a summary of your Quick Quote and contact details, plus any documents you’ve authorised us to share.
Providers then contact you directly to discuss eligibility, ask follow-up questions, or request supporting documents.
Typical timeline from Quick Quote to decision-in-principle
In many cases you can expect initial contact from lenders or brokers within 24–72 hours, depending on provider availability and the complexity of your enquiry.
A Decision in Principle (DIP) or formal eligibility indication can follow within a few days once providers have reviewed supporting information.
What lenders and brokers will check next
Documents and information commonly requested
Providers commonly ask for accounts, bank statements, proof of ID, and details about any existing finance arrangements to complete an eligibility check.
Having these documents ready speeds up the process and helps providers give a clearer response.
How commercial lending decisions differ
Commercial lenders assess business viability, asset strength, sector risk and cashflow rather than using the same criteria as consumer credit checks.
Because of this, different providers can reach different conclusions for the same business profile.
If you’re considering refinancing
If your Quick Quote is about consolidating or restructuring existing finance, we can specifically seek lenders who specialise in refinance solutions.
Visit our refinance guide to learn more about potential benefits and the steps involved: refinance options.
Decisions, next steps and your rights
Receiving offers and comparing options
When lenders or brokers are interested they will share terms, indicative rates, or formal offers for you to review and compare.
You decide which provider to proceed with — we do not push offers or favour one lender over another.
Fees, disclosures and transparency
Any fees, broker commissions or lender charges will be disclosed by the provider making the offer and you should review all terms before accepting.
If you are unsure about any charge or clause, ask the provider for plain-language explanations before agreeing.
Your regulatory and consumer protections
Best Business Loans operates as an introducer and is not a lender, and we will make that clear in our communications.
Some lenders and brokers we introduce will be FCA-authorised; where a provider is not regulated for a particular product we will make that clear so you can make an informed decision.
How to move forward quickly
To speed up the process, respond promptly to follow-up questions, provide clear documents, and confirm your preferred communication method.
If you need clarification or prefer support before sharing details, contact our UK support team at hello@bestbusinessloans.ai.
Summary — Key takeaways
Submitting a Quick Quote starts a clear, confidential process that matches your business to lenders and brokers who are likely to consider your request.
The platform uses AI to match you, human oversight to refine introductions, and keeps you in control of whether to proceed to formal applications.
Ready to see your options? Complete the Quick Quote to receive tailored, no-obligation introductions to suitable providers.
About the author and Best Business Loans
Best Business Loans is an independent UK-based introducer helping established SMEs find suitable commercial finance via AI-driven matching and a network of vetted lenders and brokers.
This article was prepared by the Best Business Loans editorial team, drawing on experience matching UK businesses across sectors such as construction, manufacturing and logistics.
Need help now?
If you’d like guidance before submitting a Quick Quote, our UK support team can help point you in the right direction.
Email hello@bestbusinessloans.ai for non-urgent queries or begin your Quick Quote now from our homepage.