Is there any cost or obligation to use BestBusinessLoans.ai?
Quick, clear answer
Direct response
No — using BestBusinessLoans.ai is free for businesses looking for finance introductions and information. Submitting a Quick Quote, an eligibility check, or using our AI matching system costs you nothing and carries no obligation to accept any offer.
What “no obligation” means
“No obligation” means you are not required to sign a loan agreement, pay our platform, or proceed with any lender or broker we introduce. You decide if and when to engage further with any provider after you receive details and terms.
Why we start with a free Quick Quote
Our free Quick Quote helps us match your business to lenders or brokers that are actively lending to companies like yours. This saves you time and gives you clearer next steps before any formal application or fee is requested.
How BestBusinessLoans.ai works and where costs could arise
Independent introducer, not a lender
Best Business Loans acts as an introducer and matchmaker using AI and a network of lenders and brokers. We do not advance funds and we do not underwrite loans, which is why our initial service is free to businesses.
When third-party fees may apply
If you choose to proceed with a lender or broker you are introduced to, that third party may charge fees or interest depending on the product. Any such fees will be disclosed by the provider in their terms before you agree to a contract.
Examples of possible third-party costs
Typical charges you might meet from lenders or brokers include interest, arrangement or completion fees, broker commissions, and valuation or legal costs where relevant. These are set by the provider and not by Best Business Loans.
Transparency commitments
We require our network partners to be upfront about fees and eligibility criteria. Where possible we flag likely costs early in the process so you can make an informed decision before applying.
What happens after you submit a Quick Quote
Fast matching with no upfront cost
After you submit a Quick Quote, our AI analyses your details against available products and active lenders in our network. There is no charge for this analysis and no obligation to accept any introduction.
Introductions, not automatic applications
We will introduce you to relevant lenders or brokers who may request more information to proceed with a formal eligibility check. You must explicitly agree to any next-stage application before a lender conducts a full credit assessment.
Examples: equipment or asset finance
If your Quick Quote is for machinery or vehicles you may be matched to specialist asset finance providers. For example, see our equipment finance guidance to learn how providers typically structure quotes: https://bestbusinessloans.ai/loan/equipment-finance/.
Credit checks and permissions
Some lenders require a soft or hard credit check as part of their eligibility process. We will tell you when a provider needs to perform a credit check and ask for your consent before any hard search is conducted.
Your control, data handling and compliance
You remain in control at every step
Submitting a Quick Quote does not commit you to further steps, and you can withdraw or decline introductions at any time. You will always be asked to confirm before any provider proceeds with a formal application.
How we handle your data
We treat your information securely and confidentially, and only share details with selected lenders or brokers that are relevant to your enquiry. We do not sell your data and we operate in line with applicable data protection standards.
Regulation and fair, clear information
Best Business Loans is not an FCA-authorised lender, but we operate our promotions and matching service in a way that aims to be fair, clear and not misleading. We encourage all partners to comply with FCA, ASA and Google advertising standards when communicating with you.
Important compliance notes
Any regulated financial promotion you receive from a lender or broker will be subject to their compliance obligations, including requirements under the FCA handbook. We will flag if a partner is an authorised firm or an appointed representative when relevant.
Fees, obligations and next steps (clear checklist)
Summary of cost and obligation positions
Cost to you via BestBusinessLoans.ai: none for the Quick Quote or matching. Obligation: none to accept introductions. Possible costs: fees and interest from chosen lenders or brokers if you proceed with a product or service.
Questions you should ask a lender or broker
Before agreeing to any product, ask the provider about interest rates, arrangement fees, early repayment charges, security required, and whether a credit search will be made. Seek full written terms to compare options fairly.
How to proceed safely
Start with a Quick Quote to see which providers we can match you with and request written cost breakdowns from them. Consider independent professional advice if you are unsure about contractual terms or security implications.
Call to action — get a free Quick Quote
If you want a no-cost, no-obligation match to lenders and brokers who might be able to help your business, complete our Quick Quote form today. Our system is designed to save you time, improve visibility on options, and keep you in control throughout the process.
Key takeaways
- Submitting a Quick Quote on BestBusinessLoans.ai is free and carries no obligation to proceed.
- We introduce you to lenders or brokers; any loan or broker fees are set by those third parties and will be disclosed before you agree.
- You are asked for explicit consent before any formal credit checks or applications take place.
- We strive for transparency and compliance with advertising and fair-practice standards even though we are not an FCA-authorised lender.
- Start with a Quick Quote to compare options without commitment.
Questions or help?
If you’d like support before submitting your Quick Quote, our UK support team can guide you on likely routes and what costs to expect from lenders. Contact hello@bestbusinessloans.ai for assistance or use the Quick Quote button on our site to begin.