How is BestBusinessLoans.ai paid — do you charge me or receive commission?
Quick answer — the short, direct explanation
BestBusinessLoans.ai does not charge businesses to use our Quick Quote, Decision in Principle or Eligibility checks. We operate as an independent introducer and are usually paid by lenders or brokers for qualified introductions or successful matches.
We always seek to be transparent about how we’re compensated and will tell you, before you proceed, if a partner requires any customer-facing fees. You remain under no obligation and keep full control of the decision to proceed with any lender or broker we introduce.
What we do and why that matters to fees
BestBusinessLoans.ai helps UK businesses find suitable finance by matching your business profile with lenders and brokers in our network. We do not underwrite, lend, or hold customer funds, and we do not act as a lender.
Because we operate purely as a connector, the standard model is that we generate revenue from providers who value a qualified introduction. This model keeps our service free to use for businesses making initial enquiries or seeking a Decision in Principle.
How the Quick Quote and Decision in Principle stay free
Submitting a Quick Quote or Eligibility check takes minutes and is designed to be free so you can explore options without cost or commitment. If a provider we connect you with charges a fee later in the process we make every effort to ensure you know that in advance.
Typical ways we are paid: introducer fees and commissions
The most common payment arrangements are introducer fees (a fixed fee for a qualified lead) and success-based commissions (a payment when a loan is funded). These payments are made by lenders or brokers, not by the business making the enquiry.
Introducer fees usually reflect the cost of acquiring and processing a legitimate, compliant enquiry and are agreed with providers in advance. Success-based commissions align incentives so partners pay for business outcomes rather than mere clicks or form completions.
Broker commissions and lender referral fees
Where we refer you to a broker, that broker may be paid a commission by the lender once finance is arranged. These broker commissions are standard industry practice and will be disclosed to you by the broker as part of their terms.
Transparency and disclosures you can expect
We follow fair, clear and non-misleading communications when describing how we are paid. If a lender or broker charges fees, or if our remuneration could reasonably affect the recommendation, we will disclose this before you proceed to an application.
If a provider wants to levy a customer-facing fee for onboarding or application processing we will highlight that in the introduction. You can and should ask the provider for a written breakdown of any charges, rates and total cost before accepting an offer.
Why disclosure matters under FCA and ASA principles
Although BestBusinessLoans.ai is not an FCA-authorised lender or broker, we aim to follow FCA and Advertising Standards Agency (ASA) expectations by keeping promotions fair, clear and not misleading. That includes simple disclosures about our role and how we are paid.
Will our payment affect the finance you receive?
We operate a broad network so you get competitive choices and the ability to compare offers from multiple providers. While some providers factor acquisition costs into pricing, our matching process seeks lenders and brokers whose overall terms align with your needs.
You should always compare the total cost of finance, not just headline rates, and ask providers whether intermediary fees influenced the quote. We recommend getting multiple offers where possible and asking for a clear statement of all fees, charges and repayment terms.
Practical steps we recommend before accepting an offer
Request an itemised illustration showing interest, fees and total repayment, and ask whether any commission or referral fee was paid to an introducer or broker. If something is unclear, ask the provider to confirm the charge in writing and give you time to compare alternatives.
Data handling, consent and next steps
We process your data securely and only share it with lenders and brokers who are appropriate for your enquiry. We never sell your personal data to unrelated third parties and operate under strict privacy and security controls consistent with UK GDPR.
Submitting a Quick Quote or Eligibility check is free and there is no obligation to accept any offer. If you want to explore refinance options, asset finance or invoice finance we can match you to relevant providers — for example see our page on refinance options for businesses here: Refinance options.
How to get started with confidence
Complete our Quick Quote to get a fast, free Decision in Principle and see which providers are likely to consider your case. If you prefer personalised help, our UK support team can guide you through what to expect and how any fees or commissions are disclosed.
Key takeaways and call to action
BestBusinessLoans.ai does not charge businesses to use our Quick Quote, Decision in Principle or Eligibility checks. We are typically paid by lenders and brokers via introducer fees or success-based commissions for qualified matches.
We are committed to transparency and will disclose when a provider charges a fee or when our remuneration might reasonably influence a recommendation. You remain in control and can request written, itemised cost information before accepting any offer.
Ready to check your options? Submit a free Quick Quote now for a fast, no-obligation match to UK lenders and brokers who may be able to help your business. If you want help before you submit, email hello@bestbusinessloans.ai and our UK support team will advise you on the next steps.
Summary
BestBusinessLoans.ai is free for businesses to use for initial enquiries. We receive payment from lenders and brokers for qualified introductions or funded deals, and we disclose any customer-facing fees before you proceed. Use our Quick Quote to compare options and request full cost details from any provider before you commit.