Do you support multi-site hotel groups as well as boutique hotels and guesthouses?
Short answer: yes — we support both
Yes. Best Business Loans helps UK hotel operators of all sizes — from multi-site hotel groups to independent boutique hotels and guesthouses — find suitable finance providers. We’re an independent introducer, not a lender, and we match your business with lenders and brokers who are active in the hospitality sector. Our goal is to help you explore relevant, responsible funding options quickly and confidently.
Who we help in the UK hotel sector
We support established limited companies and LLPs across hotels, aparthotels, resorts, guesthouses, and serviced accommodation providers. Whether you need to refurbish rooms, upgrade energy systems, add vehicles for housekeeping, or smooth seasonal cash flow, we can point you towards finance partners who understand your model. We can also help finance teams in larger hotel groups compare options across multiple sites.
What we don’t do
We don’t provide loans directly and we do not arrange property finance or commercial mortgages. We currently don’t support start-ups, sole traders, franchises, or consumer lending. All information on this page is general and not personal financial advice, and any funding decision rests with the lender you choose.
Fair, clear, and not misleading
We follow FCA and ASA principles for financial promotions: our information is designed to be fair, clear, and not misleading so you can make informed decisions. Rates, terms, and eligibility are set by lenders, and no outcome is guaranteed. Submitting a Quick Quote is free and without obligation.
Hotel finance we can help you explore
Our platform connects you with lenders and brokers who can support common hotel-sector needs. Each funding type has distinct criteria; our AI helps narrow the field to providers that match your profile and purpose. Below are typical finance categories relevant to hotel operators.
Cash flow and seasonality support
Cashflow loans can help smooth dips caused by seasonality, renovations, or lagging B2B payments. Many hotel businesses experience occupancy peaks and troughs, so flexible working capital can be vital to maintain service quality. Funding amounts and terms depend on turnover, trading history, and affordability.
Refurbishment and fit-out
Fit-Out Finance is commonly used for room refreshes, lobby redesigns, spa upgrades, or bar and restaurant refits. Lenders may consider project scope, contractor plans, and expected uplift in revenue. For multi-site hotel groups, financing can be phased site-by-site to match project timelines.
Equipment and vehicles
Equipment Finance and Asset Finance cover kitchen equipment, laundry systems, POS technology, gym apparatus, and housekeeping vehicles. Spreading costs can protect cash reserves while maintaining high standards. Some lenders offer seasonal payment profiles aligned with occupancy patterns.
Energy efficiency and sustainability
Sustainability Loans can support greener heating systems, insulation, energy management software, EV charging, and LED conversions. Reducing utility spend can boost margins and enhance guest experience. Providers may ask for projected savings to evidence the business case.
Refinance and consolidation
Refinance options can simplify multiple agreements or restructure payments to improve cash flow. This can be useful following expansions, refurbishments, or acquisitions. Lenders will evaluate existing commitments, trading performance, and affordability under new terms.
Government-backed support
Some lenders in our network offer the Growth Guarantee Scheme for eligible UK companies. Eligibility, maximum amounts, and fees are set by participating lenders in line with scheme rules. Availability can change, so our system matches you to lenders currently active with the scheme.
How our AI-led matching works for hotel operators
We designed our process to save time for busy hotel owners and finance teams. You submit one clear enquiry and we help you find providers that may suit your needs. It’s free to start and there’s no obligation to proceed.
Four simple steps
- Complete a Quick Quote form with your business details, purpose of funding, and amount required.
- Our AI system analyses your profile against available products and lenders in our network.
- We introduce you to suitable finance providers who understand the hotel and hospitality sector.
- You review options, compare terms, and choose the route that fits your operations and cash flow.
What you’ll typically need
Lenders may ask for recent management accounts, filed accounts, bank statements, and an asset list if financing equipment. They could also request occupancy data, ADR/RevPAR trends, or renovation plans where relevant. Clear data can accelerate decisions and strengthen your case.
Eligibility at a glance
We focus on established UK businesses with trading history and a clear finance purpose. Adverse credit does not always mean a decline, but it may affect options and pricing. Your dedicated provider will explain terms, eligibility, and any security or guarantees required.
Speed and decision-in-principle
Decision times vary by product type, loan size, and complexity. Simple working capital cases can be quicker than multi-site refurbishment programmes. Your matched provider will aim to provide an indicative view early, subject to underwriting and verification.
Multi-site hotel groups vs. boutiques and guesthouses
We support both ends of the market and appreciate their distinct needs. Multi-site groups often require structured programmes that align with capex cycles and brand standards. Independent properties typically need focused solutions that preserve cash flow and guest experience.
How we help multi-site hotel groups
Groups may benefit from multi-facility approaches, staggered drawdowns, and cross-site equipment finance. Your matched providers can help coordinate funding timelines across refurbishments, new openings, or rebranding. Central finance teams can compare options for each initiative and maintain financial control.
How we help boutique hotels and guesthouses
Independents often prioritise cost certainty, flexible payments, and quick decisions. We introduce lenders and brokers accustomed to owner-operator models and seasonal trade. Funding can support room upgrades, sustainability improvements, or technology refreshes that lift occupancy and ratings.
Common lender considerations
- Trading performance: revenue mix, occupancy, ADR/RevPAR trends, and forecast.
- Purpose and ROI: clear rationale and expected impact on margins or guest satisfaction.
- Affordability: repayment capacity under realistic trading scenarios, including off-peak periods.
Relevant finance use cases
- Capex cycles: rolling room refurbishments across multiple sites to protect uptime.
- Energy savings: financing heat pumps, BMS, or insulation to bring down energy spend.
- Operational upgrades: modernising kitchens, laundry, or EPOS to improve efficiency and service.
FAQs, compliance and next steps
Below are quick answers to common questions from hotel operators. If you need guidance before enquiring, our UK support team is here to help. Submit your Quick Quote to check eligibility and get introduced to relevant providers.
Do you provide loans directly?
No. We’re an independent introducer that matches UK businesses with lenders and brokers. You stay in control, and there’s no obligation to proceed.
What types of hotel businesses can enquire?
Established limited companies and LLPs operating hotels, boutique properties, guesthouses, and serviced accommodation. We don’t currently support start-ups, sole traders, franchises, property finance, or commercial mortgages.
How fast can I get a decision-in-principle?
Timelines vary by lender and product type. Straightforward working capital requests can be relatively quick, while larger refurbishments require more information. Your matched provider will outline next steps and indicative timing.
Will I need to give security or a personal guarantee?
That depends on the lender, the product, and your business profile. Some facilities are unsecured; others require asset security or a guarantee. Your provider will explain requirements clearly and up front.
Do you help with green and energy-efficiency projects?
Yes, we can match you with providers who fund sustainability upgrades like insulation, HVAC, or EV charging. Be prepared to share expected savings and any supplier quotes.
Do you compare the whole market?
We connect you with a network of lenders and brokers who are active and relevant to your needs. We don’t claim to cover every provider and we can’t guarantee the lowest rate, but we do aim to help you find suitable options fast.
Important compliance information
All promotions are intended to be fair, clear, and not misleading in line with FCA and ASA expectations. Finance is subject to status, affordability checks, and provider criteria, and terms may change. This page is general information only and not personal financial advice.
Explore hotel-sector finance resources
For sector-specific guidance and funding examples, see our page on business finance for hotels and hospitality. You can also submit your Quick Quote to begin the matching process. Your information is handled securely and shared only with relevant finance professionals.
Start your Quick Quote
It takes a couple of minutes to share your details and funding goals. Our AI will match your profile to suitable providers across the UK market. You’ll receive introductions so you can compare options confidently and choose what’s right for your business.
Summary: key takeaways for hotel operators
- Yes — we support multi-site hotel groups, boutique hotels, and guesthouses across the UK.
- We don’t lend; we introduce you to suitable lenders and brokers using AI-driven matching.
- Common hotel funding areas include cash flow, fit-out, equipment, sustainability, and refinance.
- Eligibility depends on trading history, affordability, and lender criteria; no outcomes are guaranteed.
- Submitting a Quick Quote is fast, secure, and without obligation.