Do you support franchises, property developers, or commercial mortgage applications?
Short answer
Best Business Loans does not currently support franchise finance, property development lending, or commercial mortgage applications directly. We are an independent introducer that helps UK businesses find suitable non‑property commercial finance and, where appropriate, signpost to specialist brokers or lenders.
Franchises: are they supported?
We do not currently accept enquiries specifically for franchise finance through our platform. Franchise lending often requires specialist underwriting, detailed franchisor agreements, and lenders with specific appetite for franchise models, which sits outside our present service scope.
If you operate a franchise and need funding, the practical next step is to approach brokers or lenders who explicitly state franchise expertise. A specialist broker can assess franchise agreements, trading history across outlets, and franchisor support to match you with lenders who understand your model.
We can still help with non‑property finance needs for franchise businesses where those products are applicable, such as equipment finance or cashflow support. If that is relevant, submit a Quick Quote and our system will check eligibility for the wider range of business products we do support.
Property developers and development finance
We do not currently process finance requests for property development projects or development lending. Development finance and construction funding are complex, high‑value and typically require lenders that specialise in development risk, planning permissions, valuations and phased release of funds.
A property developer will usually need experienced development lenders, detailed project appraisals, planning and technical reports, a clear exit strategy, and evidence of prior development experience or a robust build team. Lenders often focus on GDV (gross development value), build costs, timelines, and the developer’s track record.
For property development enquiries, we recommend approaching specialist commercial mortgage brokers or development finance brokers who are authorised and experienced in these transactions. If you need help with other business finance types while you arrange specialist property funding, complete our Quick Quote to see what non‑property options may be available.
Commercial mortgages and property finance
Commercial mortgages and buy‑to‑let style property finance for businesses are not supported through Best Business Loans at this time. Commercial mortgages are a regulated, specialist area in many cases, with significant documentation, property valuations, and lender due diligence required.
Where businesses require a commercial mortgage, the usual route is to work with a regulated commercial mortgage broker or a lender authorised for property finance. Brokers can help with loan‑to‑value calculations, terms, covenant analysis, and can seek lenders who accept complex asset structures or mixed‑use properties.
Please note that while we do not arrange commercial mortgages, we can refer to general guidance on preparing an application and advise which business finance types might serve as interim or alternative funding. For example, short‑term bridging finance or development finance from specialist providers may be an option, and you should always seek regulated mortgage advice when required.
What we do support and how we can help instead
Best Business Loans specialises in matching established UK businesses to non‑property commercial finance solutions, including cashflow loans, asset finance, invoice finance, equipment finance, and vehicle or fleet funding. Our platform uses AI to match your profile to lenders or brokers that actively lend in your sector and for your purpose.
If your primary need relates to cashflow rather than property security, consider exploring our cashflow loan options which can bridge short‑term working capital gaps. You can learn more about these options and submit a targeted enquiry on our cashflow loans page: cashflow loans.
To use our service, complete the Quick Quote form with accurate details about your business, funding purpose, and financial profile. Our AI will rapidly assess suitability and, where a match exists, introduce you to lenders or brokers so you can obtain a Decision in Principle or an eligibility check with minimal effort.
How to proceed and important compliance notes
Start with a clear brief: outline the exact use of funds, security available, trading performance, and the timescale for drawing finance. Having management accounts, bank statements, a business plan or project summary and ID documentation ready speeds up assessment with lenders and brokers.
We are independent introducers and do not provide regulated mortgage advice or loan offers ourselves. For regulated products such as many commercial mortgages, please consult an FCA‑authorised adviser or broker who can provide personalised and compliant advice tailored to property transactions.
Key takeaways
Best Business Loans does not support franchise finance, property development lending, or commercial mortgage applications directly. We can help with many non‑property commercial finance options and can signpost or recommend that you use specialist brokers for franchise or property finance needs.
If you are unsure what route to take, complete our Quick Quote for a free, no‑obligation eligibility check and to see which lenders or brokers in our network might suit your situation. Submitting a Quick Quote is quick, confidential and can highlight viable funding routes you may not have considered.
Frequently asked questions
Q: Why are franchise and property finance excluded?
A: These sectors require specialist lender appetite, regulatory oversight and detailed technical appraisal which currently falls outside our platform scope. For these topics, a specialist broker is usually the best first contact.
Q: Can you recommend a broker for commercial mortgages or development finance?
A: We do not endorse specific brokers on this page, but our customer support can explain how to find regulated commercial mortgage advisers who are authorised and experienced in the property type you need to finance.
Q: Is Best Business Loans regulated by the FCA?
A: Best Business Loans operates as an independent introducer and is not itself a lender. Where regulated advice or regulated mortgage advice is required, customers should seek FCA authorised firms.
Ready to explore alternatives that we do support? Submit a Quick Quote today to get matched with suitable lenders or brokers for non‑property commercial finance. Our process is fast, confidential and designed to save you time while keeping you in control of decisions.