How do I get personalised advice?

If you need personalised, regulated advice we will introduce you to FCA-authorised brokers or lenders. Always confirm their authorisation and request full disclosures before proceeding.

What happens after I submit a Quick Quote?

Our AI matches your enquiry to suitable partners and we introduce you to lenders or brokers who may contact you for more details. Any formal offer or advice will come directly from those providers.

Do you provide financial advice or just introductions?

Q: Do you provide financial advice?

No. Best Business Loans does not provide regulated financial advice. We act as an introducer and match UK businesses with lenders and brokers who can offer loans or advice.

Short answer

Best Business Loans acts as an independent introducer rather than a regulated financial adviser. We match UK businesses with lenders and brokers using AI and our network, and we do not provide personalised regulated financial advice or recommend products on behalf of clients.

If you need regulated, individual financial advice, we will point you to authorised advisers or brokers who can provide that service. You remain in control of any decision and any subsequent application with the lender or broker you choose to contact.

What Best Business Loans does and does not do

We help established UK businesses find suitable finance by analysing your requirements and introducing you to relevant lenders and brokers. Our AI-driven matching platform identifies funding options that fit your business profile and the purpose of borrowing.

We do not underwrite, originate, or provide loans ourselves. We do not give regulated financial advice, nor do we authorise, approve, or complete loan agreements for users.

When you submit a Quick Quote, our system assesses your information and recommends potential funding routes. Those recommendations are introductions only — any product details, quotes, or formal offers will come directly from the lender or broker you choose to engage with.

Why we position ourselves as introducers

Acting as an introducer lets us focus on speed, breadth and relevance when matching businesses to potential funding partners. Our strength is a large, curated network of active commercial lenders and brokers combined with AI that filters options by sector, loan type and lending criteria.

This model helps you avoid the time-consuming process of contacting multiple providers yourself. You get targeted introductions to firms that are already likely to consider applications like yours.

Because we are not giving regulated advice, we don’t assess or certify suitability in the formal sense required by the Financial Conduct Authority (FCA). That means we provide information, connections and practical guidance, but not tailored regulated advice that replaces a lender’s or adviser’s assessment.

Transparency, compliance and how we handle regulated activity

We are clear and upfront: Best Business Loans is not authorised by the FCA to give regulated financial advice. We operate as an introducer and data-matcher, sharing enquiries only with lenders and brokers who may be able to help.

Whenever a potential recommendation involves regulated financial activity, the lender or broker you are introduced to will provide the required disclosures and, where applicable, regulated advice. They are responsible for compliance with FCA rules, CONC guidance (for consumer credit where relevant) and other regulatory obligations.

We also follow advertising and promotions guidelines to ensure our communications are fair, clear and not misleading. We do not promise the lowest rates, guaranteed approvals, or that we represent all lenders in the market. Our objective is to connect you to appropriate providers and help you move forward with accurate information.

Learn more about the business loan types we help with on our dedicated page for business loans: business loans.

How introductions work in practice and what you should expect

Step 1: Complete the Quick Quote form with basic facts about your company, loan purpose and funding needs. This takes just a few minutes and is free to submit.

Step 2: Our AI analyses your data and matches your enquiry to lender and broker partners who have relevant appetite. Matches are based on sector, asset type, loan size and other lending criteria.

Step 3: We introduce you to one or more lenders or brokers who may contact you for further information. At this stage you will receive direct communications from those providers and any terms, pricing, or personalised advice will come from them.

Step 4: Review the options, ask for a Decision in Principle or eligibility check, and decide which path to take. You can decline introductions or choose not to proceed — there is no obligation from submitting a Quick Quote.

When you might need regulated financial advice and how we help you find it

Regulated financial advice is required when a recommendation is personalised and the adviser is acting with the intent to influence your decision about a regulated product. For many commercial lending scenarios, brokers and authorised advisers provide that service. We make it simple to find them.

If your situation requires expert, personalised advice — for example, complex refinancing, restructuring, or a situation involving consumer credit rules — we will introduce you to FCA-authorised brokers or advisers who can assess suitability and give formal recommendations.

We also provide clear signposts and educational material so you understand terms like APR, security, personal guarantees and loan covenants before you speak to a provider. That helps you ask informed questions and compare offers more effectively.

How we protect your data and keep introductions trustworthy

Your information is stored securely and shared only with lenders or brokers that match your enquiry. We never sell your data and only connect you with carefully vetted partners who are relevant to your needs.

Every introduction includes basic information about the provider’s role, whether they are a lender or a broker, and guidance on how they will contact you. You remain in control of your data and can withdraw consent at any time.

How to proceed — practical next steps

If you want to explore funding, start with our Quick Quote and get matched to suitable providers. The Quick Quote initiates introduction requests and is designed to produce a fast Decision in Principle or eligibility check from partners.

If you need regulated advice, request it explicitly when speaking to any broker or lender we introduce you to. They will confirm their authorisation status, disclose fees, and explain whether a recommendation is being provided.

Our team is available to clarify the introduction process or explain what to expect from potential partners. If you’d like to start, complete the Quick Quote and we’ll match you to relevant lenders and brokers without obligation.

Key takeaways

Best Business Loans is an introducer and matchmaker, not a regulated financial adviser.
We use AI and a vetted partner network to connect UK businesses with suitable lenders and brokers.
Any regulated, personalised advice will come from the authorised lender or broker you choose to engage.
Start with a Quick Quote for a fast, no-obligation eligibility check and introductions.

Updated: October 2025. Best Business Loans is an independent introducer helping UK businesses find commercial finance options. We do not provide regulated financial advice and are not authorised by the Financial Conduct Authority to do so. If you require regulated advice, you should seek an FCA-authorised adviser or broker.

Ready to be matched? Complete our Quick Quote to check eligibility and receive targeted introductions from lenders and brokers suited to your business needs.