Do you provide green loans directly?

No. Best Business Loans does not provide loans directly. We match UK businesses with lenders and brokers who may offer sustainability or green business finance.

What information do I need to start the application?

Start with basic business details, the project description, estimated cost, expected energy or carbon savings, and any supplier quotes or energy audits you have. This helps match you to appropriate lenders.

Are there government-backed green finance schemes?

Yes. There are government grants and schemes that can support green projects, and some can be combined with commercial finance. Availability and eligibility change over time, so check with matched lenders and official sources.

How long does matching and approval take?

Matching via our Quick Quote is usually fast, but lender decision times vary. Smaller asset finance can take days; larger retrofit projects typically take several weeks.

Do you offer sustainability or green business loans?

Short answer

Best Business Loans does not directly provide loans, but we do help UK businesses locate and connect with lenders and brokers who specialise in sustainability or green business finance.

Use our Quick Quote to get an eligibility check and see which green funding options you may be matched with.

1. What we mean by sustainability and green business loans

“Sustainability” or “green” business loans are commercial finance products designed to support projects that reduce environmental impact, improve energy efficiency or help a business adopt low-carbon technology.

These loans can fund renewable energy installations, energy-efficient equipment, low-emission vehicles, building retrofit works, or other projects with measurable environmental benefits.

Different lenders use different definitions and eligibility criteria, so the same project might qualify under one green product but not another.

2. Types of green funding available to UK businesses

There are several distinct types of green and sustainability finance available to UK SMEs and established companies.

Green loans — general-purpose capital specifically labelled for environmental projects.
Energy-efficiency loans — funding for measures that reduce energy use, such as LED upgrades or insulation.
Asset and equipment finance for low-carbon technology — hire purchase or leasing for EVs, heat pumps, or solar panels.
Invoice and cashflow facilities for green services — short-term funding to support delivery of sustainability contracts.
Grants and government-backed schemes — regional or national funds that can be combined with commercial finance.

Some lenders offer preferential rates, deferred repayment options or tailored terms for projects with clear carbon or energy savings.

3. How Best Business Loans helps you find the right green finance

We act as an introducer and matchmaker — using AI-driven matching and an established network of lenders and brokers to find providers who are actively lending for sustainability projects.

Start by completing a Quick Quote with details of your business, the project, estimated costs and expected environmental benefits.

Our system then assesses suitability and introduces you to lenders or brokers most likely to consider your case, saving time and unnecessary applications.

For a broader look at other funding categories we support, see our business loans overview here: business loans.

4. What lenders will look for and how to prepare

Lenders typically assess the project’s environmental case, the business’s credit profile, trading history, cashflow and security or collateral available.

Evidence that can improve your chances includes energy audit reports, quotes from installers, projected savings calculations and any planning or compliance paperwork.

Be ready to show cost breakdowns, supplier credentials and a realistic repayment plan that factors in energy cost savings or income from generated power.

Typical eligibility checkpoints

Minimum trading history and turnover requirements set by the lender.
Demonstrable energy or carbon savings for the proposed project.
Acceptable business credit profile and directors’ backgrounds.
Feasible repayment profile and any security the business can offer.

5. Costs, compliance and next steps

Costs vary by lender and product, and may include arrangement fees, interest, and charges for early repayment or administration.

We do not promise specific rates, and we do not give regulated financial advice; we introduce you to providers who will supply full terms and conditions.

Best Business Loans operates as an independent introducer and is not an authorised lender or FCA-regulated financial adviser for consumer credit products.

If you want to proceed, complete our Quick Quote for a no-obligation eligibility check and Decision in Principle. Our matching process is free and confidential.

Additional guidance for businesses considering green finance

How to choose between grant funding and commercial loans

Grants and subsidised schemes reduce the amount you need to borrow but often have strict eligibility rules and lead times.

Commercial green loans provide flexibility and speed but typically require evidence of repayment ability and may need security.

Combining funding sources

Many businesses combine grants, tax incentives and commercial loans to create a viable funding package for sustainability projects.

Speak to your matched lender or broker about co-funding arrangements and whether staged payments or mobilisation loans are available.

How long does the process take?

Timeline depends on the product: simple asset finance for equipment can be arranged in days to weeks, while larger retrofit or generation projects may take longer.

Providing complete documentation and clear projected savings helps speed up lender decisions.

Transparency and consumer protection

All financial promotions and product information we facilitate must be clear, fair and not misleading in accordance with UK advertising standards.

We encourage you to review the lender’s full terms, APR or representative rates and any small print before accepting an offer.

Key takeaways and how to get started

Best Business Loans does not lend directly, but we actively help UK businesses find and compare lenders and brokers offering sustainability and green finance.

Complete a Quick Quote for a fast eligibility check and introduction to relevant finance partners.

We keep the process simple: you give project details, our AI matches potential providers, and you receive introductions to pursue formal offers.

Contact and credibility

Written by Best Business Loans — an AI-driven UK introducer specialising in commercial funding for established businesses.

We act as an independent matching platform and only share your information with selected lenders or brokers relevant to your enquiry.

For help before you apply, contact our UK support team at hello@bestbusinessloans.ai.

Next step: Complete our Quick Quote now for a free eligibility check and to get matched to lenders who specialise in sustainability or green business finance. Your enquiry is confidential and carries no obligation.