Category Refinance

UK SMEs can refinance recently purchased green assets to free working capital, subject to ownership, valuation and lender policies; brokers assist.

Guide for UK businesses: how to refinance or replace balloon payments—options, steps, costs, eligibility and next steps to settle residuals.

Often possible to refinance multiple facilities into one agreement, but depends on security, lender consent, costs, legal work and fees.

Usually yes: lenders typically issue settlement figures and may need to consent to refinancing, early repayment or changes to secured borrowing.

Release equity from assets you own outright via asset refinance-vehicles, machinery, equipment. Get matched to UK lenders and specialist brokers.

Refinancing may be possible with HMRC arrears or a Time to Pay plan, but depends on the lender; specialist lenders/brokers and clear cashflow/docs.

Refinancing can be possible for UK businesses with adverse credit or thin files—asset-backed, invoice or specialist lenders may help; prepare docs.

UK business refinance from a few thousand to multi‑million pounds: ranges vary by product, security and lender—use a Quick Quote to find matches.

Refinance rates can be fixed, variable or hybrid; set by benchmarks plus lender margins. Choose based on cash-flow needs, fees and break costs.

UK business refinance rates: roughly 3%+ for well-secured commercial mortgages, 4-12% for asset finance, 6-30% for unsecured, much higher for MCAs.

Refinance to lower monthly repayments by extending the term: short-term cashflow relief vs higher total interest, fees, compliance and next steps.

Refinance mid-term on hire purchase or asset finance: often possible—check settlement figures, lender consent, fees and novation options first.