How long does it typically take from enquiry to funds being released for a pub?
UK pub funding: fast options 24-72 hrs; fit-out 3-10 working days; secured/property 2-6+ weeks. We match pubs with suitable lenders.
Category Pubs
What’s the difference between an unsecured cashflow loan and asset finance for pubs?
Unsecured cashflow loans give pubs flexible short-term working capital (usually with PG). Asset finance funds equipment, spreading cost.
What lender or broker criteria are commonly used for pubs and bars?
Pubs/bars: lenders & brokers focus on trading, premises/licence, management, security; they’ll check bank/card/EPOS, DSCR, lease length, and docs.
Do you help pubs across England, Scotland, Wales, and Northern Ireland?
UK-wide pub finance introductions: AI-led matching to lenders and brokers for cashflow, fit-out, equipment and sustainability. Not a lender.
Can a new owner of an existing pub (with limited trading history) apply?
New pub owners can often access finance despite limited company history—if you demonstrate continuity, realistic forecasts and suitable security.
Are there options backed by the UK Growth Guarantee Scheme for eligible pubs?
Eligible UK pubs can access GGS-backed term loans, asset and invoice finance or revolving credit; lenders set terms and you remain liable.
Can I repay a pub business loan early, and are there early repayment charges?
Most UK pub loans can be repaid early but charges vary by product and lender. Get a written settlement figure, compare costs and explore alternatives.
Will my brewery or landlord need to consent to any finance?
Unsecured loans rarely need landlord or brewery consent; asset, fit-out or lease-secured finance usually requires consent. Check your lease early.
Do you help with property finance or buying the freehold of my pub?
We don't arrange pub freehold mortgages but can signpost FCA-authorised brokers and match you with non-property finance. Quick Quote is free.
Do you support start-ups or brand-new pub openings? (If not, what are the alternatives?)
We don't finance brand-new pub openings. See alternatives: Start Up Loans, pubco deals, grants, crowdfunding. Apply via us once you're trading.
Do you support sustainability loans for energy-efficient pub upgrades?
Connect pubs with UK lenders and brokers for sustainability loans and green finance for energy‑efficient upgrades. Free, no‑obligation Quick Quote.
I run a freehouse — what are my best funding options?
Funding options for UK freehouses: unsecured loans, merchant cash advances, asset/fit-out & sustainability finance, plus Growth Guarantee routes.