Category Fit-Out Finance

Combine equipment finance with a fit-out facility to fund machinery and refurbishment together, using staged drawdowns and aligned repayments.

Refinance already-paid fit-out costs—often possible within 3–12 months. Asset-backed or unsecured options can release cash; docs & condition matter.

How UK businesses can finance HVAC, electrical, plumbing and compliance upgrades—fit‑out, asset, unsecured and energy finance; eligibility & timelines

Compare fit-out finance, asset finance and unsecured business loans for UK SMEs — purpose, security, costs, terms and when each suits you.

Yes — UK businesses can fund multi-site or phased refurbishments under one facility using staged drawdowns, capex lines, RCFs or master leases.

Apply before lease or fit-out is final: lenders give conditional terms on drafts; final approval and funds need signed docs & consents.

You can apply before consent, but lenders usually require landlord permission and Building Regs sign-off before drawdown, so plan early.

Typical UK fit-out finance runs 12–60 months (36–48 most common). Options include staged drawdowns, VAT deferral, and interest-only build periods.

Staged funding for UK build and fit-out projects — milestone-linked drawdowns to match your programme and supplier invoices. Quick quote available.

UK business finance can include design, project management and installation (soft costs) for fit-outs and equipment; blended solutions bridge gaps.

Fit-out finance funds shopfitting, M&E, FF&E, EPOS, CCTV, signage and installation/project costs for commercial premises—subject to lender rules.

UK SMEs can typically borrow £10k–£500k for shop fit-outs (secured £2m+). Amount depends on turnover, credit, security and project plan.