Do you support start-ups, sole traders or franchise businesses?
Best Business Loans mainly serves established UK businesses; we rarely support early-stage start-ups or sole traders. Use Quick Quote for eligibility.
Category Commercial Finance
Can I finance multiple items or multiple sites under one facility?
Many UK lenders can finance multiple assets or sites under one facility; suitability depends on product, security and structure.
How are suppliers paid—do lenders pay them directly?
Do lenders pay suppliers directly? Often for equipment or asset finance they do; for general loans borrowers usually receive funds—confirm paperwork.
Do you support franchises, property finance, or commercial mortgages?
We match franchise and property businesses to suitable lenders and FCA-authorised brokers; we don't supply loans or regulated mortgage advice.
What are the minimum trading history and turnover requirements?
UK lenders typically expect 6-24 months' trading and turnover £100k-£1m+, focusing on consistent revenue, margins and asset-backed security.
Do you support all UK regions (England, Scotland, Wales, Northern Ireland)?
Best Business Loans supports businesses across England, Scotland, Wales and Northern Ireland, using AI Quick Quote to match you with regional lenders.
Are there any fees for using BestBusinessLoansai?
BestBusinessLoans.ai is free for Quick Quotes and matching. Lenders or brokers may charge fees. We disclose referrals—ask for a full fee breakdown.
Is a Decision in Principle binding, or is it subject to status and underwriting?
DIPs are preliminary, non-binding eligibility checks, usually subject to status, full underwriting and documentation before a formal binding offer.
Will lenders require personal guarantees or other security?
Personal guarantees and security are common in UK business lending but vary by product, lender and business strength; negotiate limits and seek advice
Does your commission affect the terms or rates I’m offered by lenders?
Broker commission rarely changes a lender’s headline rate, but can affect total cost through uplifts or fees—always request itemised quotes and DIPs.
Are there arrangement, audit, minimum usage or termination fees to be aware of?
Know arrangement, audit/monitoring, commitment (minimum usage) and termination fees on commercial finance—compare full fee schedules before committing
Is BestBusinessLoansai FCA authorised, and how do you align with FCA principles?
BestBusinessLoans.ai isn't FCA authorised; we act only as an introducer, following FCA principles of fairness, transparency and secure data handling.