Is there any cost or obligation to submit a Quick Quote?
Submitting a Quick Quote is free and non-binding — no obligation, no hard credit checks at enquiry stage; we match you to suitable UK lenders.
Category Business Loans
Can I repay a business loan over years, or are shorter terms available?
UK business loans: terms range 6 months to 6+ years by product and need. Shorter suits short gaps; longer for assets. Always compare total cost.
How long does it take to receive a Decision in Principle (DiP) after submitting a Quick Quote?
Most Decision-in-Principle responses arrive within 15 minutes to 4 business hours; complex cases can take 24–72 hours. Steps to speed up.
Can I get funding if I have adverse credit or a past CCJ?
UK businesses can still get funding with adverse credit or a past CCJ. Asset, invoice, secured loans or card-take payment facilities may be options.
Do you guarantee the lowest rate or approval?
Best Business Loans doesn't guarantee lowest rates or approval - we're an independent introducer using AI to match UK businesses with suitable lenders
Do you charge any fees to use BestBusinessLoansai, and how are you paid?
Free to use — BestBusinessLoans.ai charges no user fees. We may receive introducer fees from providers; any provider fees are disclosed.
How long does approval and payout usually take once I submit a Quick Quote?
Initial eligibility in minutes; approvals in 1-3 working days for simple cases. Same-day possible with Open Banking & e-sign; complex deals 5-15 days.
Can you still help if I’ve been declined by my bank or another lender?
Declined by your bank? We'll match your UK business to sector-relevant lenders via AI, with a free Quick Quote that won't affect your credit.
Do you receive introducer commission and how is that disclosed?
We may receive introducer commission from lenders/brokers; we disclose this upfront (on the Quick Quote), in writing, and before you proceed.
Does submitting a Quick Quote affect my credit score?
A Quick Quote at BestBusinessLoans.ai won't place a hard credit search. We use soft checks to match lenders; hard checks only occur with your consent.
Will multiple lenders run multiple hard credit checks, or is it coordinated to minimise impact?
Full applications can trigger multiple hard credit checks. Use soft searches, open banking and one coordinated application to limit footprints.
Is there any obligation or upfront fee to submit a Quick Quote?
Quick Quote is free and obligation-free. No upfront fee to submit. We match you to lenders; any provider fees or credit checks are disclosed first.