Do you support the UK Growth Guarantee Scheme and am I eligible?
We introduce eligible UK businesses to accredited lenders offering the Growth Guarantee Scheme. Check eligibility with a free Quick Quote.
Category Business Loans
Is my data secure and who will see my information?
Your data is encrypted and GDPR-protected. We only share details with relevant lenders/brokers (never sold). No credit checks without consent.
Is there any cost or obligation to submit a Quick Quote?
Free, no-obligation Quick Quote: check eligibility, get matched to UK lenders/brokers with no credit check by us; provider fees only if you proceed.
What minimum trading history or turnover do lenders expect?
Typical UK lenders ask 12–24 months’ trading and £100k–£250k p.a. for unsecured loans; MCA/invoice finance may accept 3–6 months. Get a Quick Quote.
Can I get a business loan with weaker credit or historic CCJs?
Specialist UK lenders may consider businesses with weaker credit or historic CCJs. Strong cash flow, settled CCJs and security improve your chances.
Can I repay a business loan early and are there early settlement fees?
Most UK business loans can be repaid early, but early settlement fees, minimum interest or break costs may apply — request a formal settlement figure.
Are loans unsecured or will a personal guarantee or security be required?
Many UK SME 'unsecured' loans still need personal guarantees; larger or riskier facilities require security. Compare options with Best Business Loans.
Do you guarantee approval if I pass the eligibility check?
Passing the eligibility check indicates a potential fit but doesn't guarantee funding; lenders set final approval, terms & rates after underwriting.
Will submitting a Quick Quote affect my credit score (soft vs hard search)?
Submitting a Quick Quote won't harm your credit score: we use soft checks for matching, and hard searches only with your consent at application.
How long does it take to get a Decision in Principle after a Quick Quote?
Most UK businesses get a Decision in Principle within minutes to 48 hours after Quick Quote; complex cases 2–5 days. Open Banking speeds it up.
Do you guarantee the lowest rate, or do you prioritise relevant and reliable providers?
We prioritise relevance and reliability over guaranteeing the lowest rate — AI-led matching to trustworthy UK SME lenders for fair, fit funding.
Are your promotions clear, fair and not misleading, and do you follow FCA guidance?
Best Business Loans ensures promotions are clear, fair and not misleading, follows FCA guidance and introduces UK businesses to lenders.