What’s the difference between an eligibility check and a formal offer of credit?
Eligibility checks give a quick, non-binding view of likely lender fit. A formal offer states exact terms, conditions and is legally binding.
Category Business Loans
What if my sector is seen as higher risk—can you still help?
AI matches businesses in higher-risk sectors to specialist lenders and brokers. Introducer only — we don't lend or guarantee outcomes.
What happens after I submit my Quick Quote?
Submit a Quick Quote and get immediate confirmation, AI and human matching to vetted lenders, document guidance, and updates toward offers.
Are you FCA-regulated, and do you only introduce to FCA-authorised firms?
Best Business Loans is not FCA-authorised. We are an independent AI introducer that matches UK businesses with lenders/brokers, flagging FCA status.
Can you guarantee the lowest rate, or do you focus on suitable, available options?
We don't promise the absolute lowest rate. We match UK businesses with suitable, available finance options using AI and expert guidance.
Is a Decision in Principle guaranteed to turn into a formal offer?
A Decision in Principle indicates likely eligibility but isn't guaranteed—conversion depends on further checks, evidence, valuations and underwriting.
Can I choose which matched providers I want to engage with?
You stay in control: Best Business Loans' AI suggests matched lenders/brokers, but your consent is required before any provider gets your details.
Who will see my data, and how is it kept secure?
We share your enquiry only with matched lenders, brokers and trusted processors. Your data is UK GDPR protected with encryption, access controls.
Is there any fee to submit an enquiry, and how are you paid?
Submitting an enquiry is free for UK businesses. We're an introducer paid by lenders/brokers via commission; any provider fees will be disclosed.
Do you assist with the Growth Guarantee Scheme (government-backed)?
We help UK businesses check eligibility for the Growth Guarantee Scheme, matching you to lenders or brokers via a free Quick Quote.
Can you help if my business has adverse credit or CCJs?
We match businesses with adverse credit or CCJs to specialist lenders and brokers via AI. Get a Quick Quote for an eligibility check.
Can I get unsecured business finance?
Unsecured business finance is available to many UK SMEs; expect higher costs, eligibility checks and sometimes director guarantees—compare options.