Is there any obligation to proceed after receiving matches or a Decision in Principle?
Matches or a Decision in Principle are non-binding introductions/indications; you're free to decline. Check credit search type, fees and terms.
Category Business Loans
Is BestBusinessLoansai a lender or a broker/introducer?
Best Business Loans is an independent AI-led introducer, not a lender—free Quick Quote matches UK businesses to vetted lenders and brokers quickly.
What sectors do you support (construction, manufacturing, logistics, healthcare, retail, hospitality)?
Best Business Loans matches established UK businesses in key sectors to lenders and brokers for cashflow, equipment, invoice and asset finance.
Does the Quick Quote run a soft or hard credit check?
Quick Quote uses a soft credit check for initial eligibility that won't affect your business credit file. A hard check only happens with your consent.
What information do I need to complete the Quick Quote and eligibility check?
Quick Quote requires company identity, trading history, basic financials, funding purpose and amount, security details and supporting documents.
Who can I contact for help before or after I submit an enquiry?
Need help before or after an enquiry? Email hello@bestbusinessloans.ai or use our Quick Quote— we introduce you to lenders/brokers, not a lender.
Will you run any credit checks without my consent?
Best Business Loans won't run credit checks without your explicit consent. Matched lenders will ask before soft or hard searches and explain impacts.
Are quotes and DIPs indicative only and subject to full assessment?
Indicative quotes and DIPs guide eligibility but aren’t guarantees — final approval and terms depend on full underwriting, documents and checks.
Do you charge me for using the service? How do you make money?
Free for UK businesses - Best Business Loans earns from lenders/brokers for introductions; provider fees may apply and will be disclosed.
Will the initial checks affect my credit score? Are they soft searches?
Most initial lender checks are soft searches and won't affect your credit score. Confirm with lenders whether a soft or hard search will be used.
What is Best Business Loans and how does the AI matching work?
Best Business Loans is a free UK introducer using AI to match established SMEs with suitable lenders and brokers. Use Quick Quote for eligibility.
Am I eligible for the government-backed Growth Guarantee Scheme?
See if your UK-registered business can access Growth Guarantee Scheme finance — typical eligibility, documents, exclusions and next steps.