Is it free to submit my details and is there any obligation to proceed?
Submitting details to Best Business Loans is free and no obligation we match UK businesses to lenders/brokers; hard searches or fees only with consent.
Category Business Loans
Will the initial checks be a soft search, and will they affect my credit score?
Most initial checks are soft searches and won't affect your credit score. Hard searches happen for formal offers or personal guarantees—ask first.
How quickly can I get an eligibility check or Decision in Principle?
Eligibility checks can be instant; DIPs may take minutes to several days depending on documents and lender processes. Try our Quick Quote.
Can I consolidate multiple business loans into one manageable payment?
Consolidate multiple business loans into one payment. Explore refinancing, consolidation loans, broker or asset-backed options, costs and next steps.
Do you work with lenders offering the Government’s Growth Guarantee Scheme?
Best Business Loans matches UK businesses to lenders and brokers offering Government Growth Guarantee Scheme finance; we introduce, not lend.
Are you authorised or regulated by the FCA, and do you follow FCA advertising standards?
Best Business Loans is not FCA-authorised; we act as an introducer, follow FCA/ASA/Google ad standards, and connect you with authorised lenders.
Do you provide financial advice, or just introductions to providers?
Best Business Loans uses AI to match UK businesses with lenders and FCA-authorised brokers; we introduce providers and do not give regulated advice.
What documents will lenders typically ask for (bank statements, management accounts, VAT returns)?
Lenders usually request bank statements, management accounts, VAT returns, statutory accounts and ID; prepare these documents to speed loan decisions.
Can I get funding if I already have a Bounce Back Loan, CBILS, or other existing finance?
Having a BBL, CBILS or other finance doesn't bar further funding. Lenders assess affordability, security and repayment history—get a Quick Quote.
Are quotes and Decisions in Principle indicative and subject to status and affordability checks?
Quotes and Decisions in Principle are indicative—subject to status, credit and affordability checks; final offers require full documentation.
Is my data secure and how is it used or shared?
Your data is securely stored and shared only with selected lenders/brokers for Quick Quotes. You control sharing and can exercise GDPR rights.
Will multiple lenders contact me, and can I choose who sees my details?
You may be introduced to multiple lenders or brokers via Best Business Loans. You control who sees your details, consent, and soft vs hard checks.