What should I expect if a provider needs a hard credit check after the soft-check stage?
Learn what a hard credit check involves after a soft check: consent, credit-file footprint, documents, timing, brief score impact, and preparation.
Category Business Loans
What happens after I receive an indicative Decision in Principle—what are the next steps?
An indicative DIP is a conditional green light — next: submit docs, undergo underwriting and credit checks, review conditions, then sign final offer.
What repayment terms are typical—can I repay over , or years?
Repayment terms vary by product: short-term loans 3–12 months, unsecured loans 1–5 years, asset finance 2–7 years. Use our Quick Quote to compare.
Can start-ups, sole traders or new-entrant farmers apply through your platform?
We match established UK incorporated businesses with 12+ months’ trading. Start-ups, sole traders and new-entrant farmers aren’t currently eligible.
How quickly could I get an eligibility overview or an indicative Decision in Principle?
Get an eligibility overview in minutes and an indicative Decision in Principle often the same day (usually 1–4 working hours), subject to checks.
What are typical eligibility requirements for established practices (turnover, trading history)?
UK lender criteria for established practices: turnover £100k-£250k+, 12-24 months trading, stable bank conduct and clear accounts.