How much can my business borrow and what are typical repayment terms?

Estimate borrowing from £thousands to £millions; terms from months to 25 years. Get a Quick Quote or a Decision in Principle. See eligibility checks.

Estimate borrowing from £thousands to £millions; terms from months to 25 years. Get a Quick Quote or a Decision in Principle. See eligibility checks.

Most business finance must fund business activity; some loans allow flexibility — check permitted-use clauses, get written confirmation and tax advice

Explore UK business finance: cashflow, invoice, asset, equipment, vehicle, refinance and specialist funding. Quick Quote matches you to lenders.

You can often apply for business finance with HMRC or VAT arrears. Disclose them, secure a repayment plan and prepare strong financials.

You can usually apply for business finance with adverse credit, CCJs or late payments; secured, invoice or specialist lenders and brokers boost odds.

We match established UK SMEs (construction, manufacturing, logistics, retail, hospitality, healthcare, agriculture, renewables) to lenders via AI.

We help established franchise buyers and experienced owners find and prepare franchise finance via AI matching—start with a free Quick Quote.

We don't usually match start-ups or sole traders to commercial lenders; we signpost alternatives, advise on readiness and offer Quick Quote checks.

UK-registered Ltd companies and LLPs: get matched to lenders/brokers for commercial finance. Free Quick Quote — we introduce, lenders decide.

Quick Quote uses soft eligibility checks that won't affect company or directors' credit; any hard credit checks occur only with your explicit consent.

Quick Quote to funds typically 24 hours-8 weeks depending on product, documents and complexity. Prepare docs; work with a broker to speed it.

Get AI-matched lenders within minutes; DIPs range from instant to days. Faster outcomes with complete info, early documents and the right product.