What fees should I expect (arrangement, broker, valuation, early settlement)?
Expect arrangement, broker, valuation, legal, admin and early settlement fees when arranging business finance. Compare full cost schedules.
Category Business Finance
When is a hard credit search required in the process?
Hard credit searches are used at formal application or DIP and for significant/secured lending; start with soft checks to protect credit.
What’s the difference between a Quick Quote, Eligibility Check, and Decision in Principle?
Quick Quote: instant, non-binding estimate. Eligibility Check: deeper, often soft-search. Decision in Principle: conditional lender commitment.
What total cost information will I receive so I can compare options fairly?
Get itemised total-cost disclosures: total repayable, interest/factor rate, all fees, term and repayment schedule to compare finance offers fairly.
What happens if I’m declined by one lender—can I be matched with others?
Declined by one lender? Submit a Quick Quote — our AI re-matches you to alternative lenders/brokers with soft checks to help protect your credit.
Can I combine a cashflow loan with invoice finance or asset finance?
UK businesses can often combine cashflow loans with invoice or asset finance—subject to lender approval, security, seniority and covenant checks.
Do you help limited companies and LLPs only, or can partnerships apply?
We match UK limited companies, LLPs and many partnership types to lenders and brokers. Complete a Quick Quote for eligibility and introductions.
How soon could funds be released after approval?
Funds can be released same day to several weeks after approval—often 24 hours–10 working days. Speed depends on product, docs, AML, legal checks.
Will applying affect my business or personal credit score?
Applying can affect business or personal credit: soft checks don't harm, hard checks can dip scores. Use pre-qualification and broker matching.
How does your AI matching choose which lenders or brokers to introduce me to?
AI ranks lenders and brokers using your business details, lender criteria and live availability, making transparent introductions you control
What are the minimum trading history and turnover requirements?
Guidance on lenders’ minimum trading history (6–24 months) and turnover thresholds (£50k–£1m+), with documentation tips and Quick Quote help.
What repayment terms are available (eg, – months, monthly vs weekly)?
Repayment terms vary from days to years with weekly, monthly or percentage-based collections. Match term/frequency to cash flow; get tailored quotes.