Are there any upfront or arrangement fees from the lender or broker?
Most UK business lenders and brokers may charge fees; reputable firms disclose arrangement and third-party costs in writing before you commit.
Category Business Finance
Do you cover businesses across England, Scotland, Wales and Northern Ireland?
UK-wide introductions for established businesses across England, Scotland, Wales and Northern Ireland. AI matching to vetted lenders — no obligation.
Can I get finance with poor credit, historic arrears or a CCJ?
UK businesses can access finance despite poor credit, arrears or a CCJ — lenders assess affordability, security, issue age and recovery.
What are the minimum trading time and turnover requirements?
Typical UK lender minimums: 6-24 months' trading and £50k-£250k turnover by product; short-term options can consider 3-6 months. Get a Quick Quote.
Can sole traders or franchises apply through Best Business Loans?
Best Business Loans only introduces established UK Ltd and LLPs — we don't accept sole traders or franchise cases. Quick Quote for eligible firms.
What information should I include about the use of funds to improve matching?
Explain purpose, amount, timeline, cost breakdown and repayment source; attach quotes/contracts and forecasts to improve lender matching.
What’s the difference between a soft search and a hard credit check?
UK guide to soft vs hard credit checks — when lenders use them, impact on business & personal credit, and tips to avoid unnecessary hard checks.
Will my credit score be affected by an eligibility check?
Soft eligibility checks don't affect your credit score; hard searches can. Explore options via Best Business Loans to avoid unnecessary hard checks.
Do lenders require security or a personal guarantee for hospitality finance?
Most UK hospitality finance requires security and/or a director personal guarantee. Asset finance may avoid PG; unsecured loans usually need one.
How does Best Business Loans’ AI matching process work for hospitality?
AI-driven Quick Quote maps your UK hospitality business to lenders and brokers, matching trading, turnover and purpose—no hard credit check.
Can I get a Decision in Principle without a hard credit check?
Many UK lenders offer a soft-search Decision in Principle, letting businesses check eligibility without a hard credit check; offers require consent.
Do you operate across England, Scotland, Wales, and Northern Ireland?
UK-wide: we match limited companies & LLPs across England, Scotland, Wales & Northern Ireland to vetted lenders via a free Quick Quote.