What happens after we submit a Quick Quote, and how do we compare offers safely?
After your Quick Quote we match you to suitable UK lenders, run soft checks with consent, make introductions, and guide safe, like‑for‑like offer comparisons.
Category Business Finance
Can repayments be tailored around our cashflow, PII renewal dates or seasonal peaks?
Repayments can be tailored to your cash flow, PII renewal dates and seasonal peaks. Submit a Quick Quote to find lenders with flexible plans.
Are soft searches used initially, with hard searches only when we proceed?
Most UK business lenders use a soft credit check first (no score impact). A hard search is only run with your consent when you apply.
Do you receive commission from providers, and does that impact our total cost?
Best Business Loans may receive commission, but using our platform is free. Commissions usually don't increase cost; any broker fees disclosed.
Are you a lender or an introducer, and do you charge our firm any fees?
Best Business Loans is an independent introducer (not a lender). We don’t charge firms for Quick Quotes or introductions; providers disclose any fees.
How does your AI matching process work for professional practices?
Our AI matches professional practices to lenders by analysing profile, funding purpose and eligibility, providing ranked, timely introductions.
Can we still get finance if the firm has a CCJ or historic credit issues?
UK SMEs can often secure finance despite a CCJ or past credit issues - invoice, asset or secured funding may be available if affordability is proven.
Can you help if we have HMRC arrears or need support alongside a Time to Pay arrangement?
We match UK firms with HMRC arrears or Time to Pay to lenders/brokers who may consider invoice finance, asset or secured working capital.
What documents will lenders usually ask for (accounts, bank statements, PII schedule, aged debtors, etc)?
UK lenders typically request accounts, managements, bank statements, aged ledgers and sector docs (eg PII). Recent, consistent packs speed decisions.
Are early repayments allowed, and are there any settlement or exit fees?
Guide to early repayment in UK business finance: when it's allowed, common settlement/exit fees, how charges are calculated and steps to reduce costs.
Can partners use funding for capital contributions, buy-ins or succession planning?
Partners can use finance for capital contributions, buy‑ins and succession planning—firm or individual borrowing, subject to affordability.
Will partners or members be asked for personal guarantees?
Explains when partners, LLP members and directors may be asked for personal guarantees, how they work, when they can be limited, and steps to prepare.