Do you compare the whole market, or only a selected panel of providers?
Selected, regularly updated panel of UK business finance providers — not the whole market. Fast, transparent introductions for established businesses.
Category Business Finance
Can I combine multiple purposes (eg, equipment plus refurbishment) in one facility?
UK lenders often fund mixed purposes—equipment, refurbishment, working capital—in one facility if costs, timelines and security meet policy.
Can I use funding for staff costs, recruitment, training or locum cover?
Most UK business finance can fund wages, recruitment, training or locum cover. Match product to cash flow; Best Business Loans helps find lenders.
What minimum trading history, turnover or credit profile do providers usually require?
Typical UK lender minimums: often 12+ months trading, £100k+ turnover and fair director credit — but options exist from 3–6 months with security.
Do you work with sole traders, locums or franchises, or only limited companies and LLPs?
We help UK limited companies and LLPs secure business finance; sole traders and franchises are not supported. Locums eligible if incorporated.
Are start-up practices or first-time buyers eligible for finance?
Start-up practices and first-time buyers may access business finance if they show affordability, security, solid forecasts and sector experience.
Will I need to provide a personal guarantee or other security?
Most UK business loans may require a personal guarantee or asset security; options and negotiation tactics vary by product, credit and collateral.
How long does it take from enquiry to receiving funds?
Most UK businesses receive funds within 24 hours to 2 weeks (same-day for simple products). Prepare bank data, accounts and ID to speed approval.
Will the Quick Quote or eligibility check affect my credit score (soft vs hard search)?
Quick Quote eligibility checks use soft searches that don't affect your credit score; hard searches only happen with your explicit consent.
What documents and information are needed for an eligibility check or DIP?
Eligibility/DIP: provide company & director details, 3–12 months bank statements, filed/management accounts, plus consent for soft checks/OpenBanking.
What can I use the finance for—equipment, refurbishments, staffing, or compliance?
Established UK businesses can use commercial finance for equipment, refurbishments, staffing, compliance and cashflow; we introduce suitable lenders.
Are you a lender, broker or introducer—what exactly do you do?
Independent introducer using AI to match UK SMEs with suitable lenders and brokers. Free Quick Quote, no obligation; we don't lend or advise.