Category Asset Finance

Asset finance affects capital allowances, VAT recovery, interest/rental deductions and disposal charges. Seek tax advice for complex or large deals.

Lenders often require insurance on financed assets—cover types, enforcement, costs and steps to arrange correct policies; get matched via Quick Quote.

DIP for asset finance can arrive in minutes to weeks. Speed depends on lender automation, asset type and documents; brokers can help.

DIPs in hours-48 hrs; funds or asset delivery from 24 hours to several months. Prepare docs, confirm supplier lead times to speed funding.

Explains VAT timing on hire purchase vs leasing, reclaim rules for VAT-registered businesses, and whether VAT can be financed. Ask an accountant.

Asset finance helps UK businesses acquire equipment or vehicles by spreading costs or using assets as security, preserving cashflow.

We match UK SMEs to lenders/brokers using government guarantee schemes (e.g. Growth Guarantee) for asset finance. We don’t lend; use Quick Quote.

We don't guarantee approval or the lowest rate. Best Business Loans introduces UK businesses to lenders, offering Quick Quote and eligibility checks.

Use your own equipment or vehicle supplier for UK business finance — often possible for new assets, but depends on lender, asset and paperwork.

You can settle asset finance early; costs depend on product/contract. Get a settlement figure and check fees, rebates, VAT and title release.

Refinance owned assets via sale & leaseback to release cash while retaining use - ideal for established UK businesses. Get a free Quick Quote.

Use a balloon (final) payment to cut monthly repayments and ease cashflow, but expect higher total interest, plus an end-term lump sum or refinancing.