Will submitting a Quick Quote affect my credit score (soft vs hard checks)?

Quick Quote won't affect your credit score, we use soft checks to match you to lenders. Hard checks only happen later with your consent.

Quick Quote won't affect your credit score, we use soft checks to match you to lenders. Hard checks only happen later with your consent.

Get an eligibility overview in minutes and an indicative Decision in Principle often the same day (usually 1–4 working hours), subject to checks.

Quick Quote plus AI matches UK farms and rural businesses to suitable lenders and brokers - fast, secure introductions; we're an introducer.

Explore UK farm finance options—asset, vehicle, working capital, invoice, sustainability and sector-specific funding. Free Quick Quote.

Quick Quote in 2 minutes: our AI matches established UK businesses with suitable lenders/brokers. No initial credit check; free, no obligation.

When a soft search becomes a hard search in business lending, what it means for your credit score and how to minimise unnecessary hard checks.

UK lender criteria for established practices: turnover £100k-£250k+, 12-24 months trading, stable bank conduct and clear accounts.