What funding amounts can I typically explore for machinery, vehicles or working capital?
Indicative UK funding ranges for machinery, vehicles and working capital (£5k–£5m+, £5k–£1m+, £10k–multi‑million); subject to status and affordability
Christian Strutt
What’s the difference between hire purchase, finance lease and operating lease for farm assets?
UK farm asset finance: HP gives ownership, finance leases spread cost without title, operating leases rent and return—consider VAT, tax, maintenance.
Can I finance diversification projects such as farm shops, food production or agri-tourism fit-outs (non-property)?
Finance non-property diversification — farm shops, kitchens, glamping fit-outs — via asset, lease, fit-out and working capital finance.
If you don’t support property finance or commercial mortgages, how can I fund storage upgrades, barns or cold rooms?
Fund barns, cold rooms & storage upgrades without mortgages: asset finance, hire purchase, leasing or unsecured loans — get matched to UK lenders.
Do you support businesses across England, Scotland, Wales and Northern Ireland?
Supporting established businesses across the UK (England, Scotland, Wales & Northern Ireland) with AI-driven matching to lenders and brokers.
Can tenant farmers apply, or do I need to own the land/buildings?
Tenant farmers can access business finance without owning land; lenders focus on tenancy terms, cashflow and movable assets—get a Quick Quote.
Can I combine lender finance with grants or government support (eg, SFI, Growth Guarantee Scheme)?
Combine grants (eg SFI) with loans or GGS-backed finance using blended funding - avoid double-funding, align drawdowns, and keep clear audit trails.
Do you help with finance for lower-emission machinery or precision ag technology?
We introduce established UK businesses to lenders for low-emission machinery and precision ag tech via AI matching - we're not a lender.
Can I fund sustainability projects like solar, biomass or irrigation efficiency?
UK businesses can fund solar, biomass, batteries, EV charging and irrigation via asset finance, leases, loans or PPAs — get matched to providers.
What are the typical interest rates and fees for agricultural business finance in the UK?
UK agri finance: typical rates ~6%-25% APR (asset finance lower). Expect 0%-5% arrangement fees plus documentation and valuation charges.
What repayment terms are typical—can I repay over , or years?
Repayment terms vary by product: short-term loans 3–12 months, unsecured loans 1–5 years, asset finance 2–7 years. Use our Quick Quote to compare.
Will lenders require security or personal guarantees for agriculture finance?
Most UK agriculture loans require asset security or director personal guarantees; requirements vary by product, loan size and farm financial strength.