How do I start the process—where is the Quick Quote and how long does it take to complete?
Start the Quick Quote at bestbusinessloans.ai/#quick-quote - a free, 2–3 minute form to match UK businesses with suitable lenders; no hard credit checks.
Christian Strutt
What should I expect if a provider needs a hard credit check after the soft-check stage?
Learn what a hard credit check involves after a soft check: consent, credit-file footprint, documents, timing, brief score impact, and preparation.
How do I compare offers and choose between the lenders or brokers you introduce?
Define priorities and compare introduced offers: total cost, flexibility, speed, security and service. Choose by cash flow and risk.
What types of commercial finance are excluded (eg, property finance, mortgages, franchises)?
Excludes property-backed loans, mortgages, franchises, start-ups, sole traders, personal, equity and crypto. We match non-property business funding.
Can I get finance if my income is highly seasonal or relies on subsidies?
Seasonal or subsidy-backed businesses can get finance if repayments match cashflow. Best Business Loans matches you with lenders who get seasonality.
Are there funding options for pickups, xs, ATVs and other farm fleet vehicles?
Funding for pickups, 4x4s, ATVs and farm fleets: HP, finance and operating leases, refinance; tailored options for established UK businesses.
Can I still be considered if my farm has imperfect credit or past CCJs?
Many UK farms with imperfect credit or past CCJs can still secure finance. Asset-backed options, clear forecasts and settled CCJs improve chances.
Do you support VAT-deferral or VAT-only loans on equipment purchases?
We can introduce VAT-registered UK businesses to lenders offering VAT-deferral or VAT-only finance for equipment purchases—request via Quick Quote.
Can I make early repayments or overpayments without penalties?
Explains when UK businesses can make early repayments or overpayments, possible charges, how to check contracts, and tips to negotiate flexible terms.
What happens after I receive an indicative Decision in Principle—what are the next steps?
An indicative DIP is a conditional green light — next: submit docs, undergo underwriting and credit checks, review conditions, then sign final offer.
How is my data kept secure, and who will see my details?
Your data is encrypted and GDPR‑compliant. We only share details with relevant lenders/brokers with your consent — never sold. You control it.
How many providers might contact me, and am I obligated to proceed?
Typically 1-3 tailored providers will contact you after a free Quick Quote. You're never obliged to proceed; no credit checks without your consent.