How is BestBusinessLoansai paid—are there introducer or broker fees?
BestBusinessLoans.ai is free for businesses - an introducer paid by lenders/brokers. We don't charge you; ask for an itemised fee breakdown.
Christian Strutt
How does your AI matching choose suitable lenders or brokers?
Best Business Loans' AI matches your Quick Quote to UK lenders or brokers by combining your business data, live lender signals and human review.
How are suppliers paid—do lenders pay them directly?
Do lenders pay suppliers directly? Often for equipment or asset finance they do; for general loans borrowers usually receive funds—confirm paperwork.
Does an Eligibility Check or Quick Quote affect my credit score?
Most Quick Quotes use soft searches and won't affect credit scores; hard checks may occur at formal application. Best Business Loans seeks consent.
Does a Decision in Principle guarantee approval and funding?
A Decision in Principle is non-binding — a preliminary lender view useful for eligibility but not a guarantee; full checks and documents needed.
Do you support start-ups or sole traders?
Best Business Loans doesn't introduce start-ups or sole traders. We signpost alternative funding and show how to build eligibility for finance.
Do you support franchises, property finance, or commercial mortgages?
We match franchise and property businesses to suitable lenders and FCA-authorised brokers; we don't supply loans or regulated mortgage advice.
Do you finance commercial vehicles and fleets?
Best Business Loans matches UK businesses to lenders and brokers for commercial vehicle and fleet finance. Use our Quick Quote for eligibility.
Do you carry out hard credit checks, or only the providers I choose?
Best Business Loans uses soft checks to match you; we don't run hard credit checks - lenders/brokers only do so with your explicit consent.
Do providers offer VAT deferral or can VAT be financed?
HMRC alone can defer VAT; lenders can't delay tax but can finance VAT bills via loans, invoice finance or equipment finance. We match UK businesses.
Can repayments be structured seasonally or to match cash flow?
UK businesses can often structure loan repayments seasonally to match cash flow — options, risks and steps for tailored schedules and lender help.
Can I settle an existing balloon payment with new finance?
Guide for UK businesses: how to refinance or replace balloon payments—options, steps, costs, eligibility and next steps to settle residuals.