Will I need to provide a personal guarantee?
When lenders ask for a personal guarantee, how to reduce or avoid one, negotiation tactics, documentation to strengthen your case, and key takeaways.
Christian Strutt
Can I use existing machinery or other assets as security instead of property?
Use machinery, vehicles or plant as security instead of property — asset finance, refinance or secured loans; eligibility, LTVs and risks.
Do you support franchise businesses?
We do not support franchise finance. We match established non-franchise UK businesses with commercial lenders or brokers via Quick Quote.
Do you cover all UK regions, including Scotland, Wales and Northern Ireland?
Best Business Loans connects established UK businesses to regulated lenders across England, Scotland, Wales and Northern Ireland - free Quick Quote.
Can a manufacturer with adverse credit or CCJs still get finance?
Yes — UK manufacturers with adverse credit or CCJs can often secure funding: asset or invoice finance, refinancing, or secured working capital.
What minimum trading history or turnover do manufacturers need to qualify?
UK manufacturers typically need 12 months’ trading and £100k–£250k turnover for unsecured finance; asset and invoice finance may accept 6–12 months.
Do you support start-ups or sole traders in manufacturing?
We help established UK manufacturing limited companies and LLPs find finance via AI matching. We do not support start-ups or sole traders.
Am I eligible for manufacturing finance as a UK limited company or LLP?
Eligibility guide for UK manufacturers (limited companies & LLPs): criteria, finance types (asset, invoice, working capital), documents and timelines.
What can I do to speed up the process and improve my chances of approval?
Prepare lender-ready documents, pick the right finance, submit a clean consistent application, respond quickly and use smart matching.
What’s the difference between vehicle finance, equipment/asset finance, invoice finance and working capital loans?
UK guide comparing vehicle, equipment, invoice and working-capital finance. Find which option suits your cash flow, assets and growth plans.
Is the Growth Guarantee Scheme available for eligible transport and logistics firms?
UK transport and logistics firms can access the Growth Guarantee Scheme via lenders for asset finance, invoice finance, term loans and overdrafts.
How does poor credit or a past CCJ affect eligibility for logistics finance?
Poor credit or a past CCJ won’t automatically bar UK logistics firms from finance — asset-backed and invoice facilities often remain available.