What’s the difference between a Quick Quote, Eligibility Check, and Decision in Principle?
Quick Quote: instant, non-binding estimate. Eligibility Check: deeper, often soft-search. Decision in Principle: conditional lender commitment.
Christian Strutt
How quickly can I get an eligibility check or Decision in Principle?
Eligibility checks can be instant; DIPs may take minutes to several days depending on documents and lender processes. Try our Quick Quote.
Do you help start-ups, sole traders, or franchises with refinance?
Best Business Loans doesn't refinance start-ups, sole traders or franchises. We help established companies and can suggest alternative finance routes.
Do you support property finance or commercial mortgage refinance?
Best Business Loans doesn't arrange property or commercial mortgages. We match firms to non-property refinancing and refer FCA brokers.
Can I restructure or consolidate merchant cash advances (MCAs)?
Restructure or consolidate MCAs — refinancing, consolidation loans, lump-sum settlements or sale of receivables. Via Best Business Loans.
What types of finance can I refinance (loans, asset finance, hire purchase, equipment, vehicles, MCAs)?
Refinance most business finance—term loans, asset finance (HP, leases), equipment, vehicles and MCAs. Options depend on contracts, fees.
Can I consolidate multiple business loans into one manageable payment?
Consolidate multiple business loans into one payment. Explore refinancing, consolidation loans, broker or asset-backed options, costs and next steps.
What is business refinance and how can it improve my cash flow?
Refinance business debt to lower payments, consolidate loans, free asset equity and improve cash flow. Quick Quote matches UK firms to lenders.
What total cost information will I receive so I can compare options fairly?
Get itemised total-cost disclosures: total repayable, interest/factor rate, all fees, term and repayment schedule to compare finance offers fairly.
Can repayments be structured to match cash flow (eg, fixed monthly vs flexible)?
Compare fixed monthly and flexible cashflow‑linked repayments for UK businesses — match repayment structures to seasonality, costs and lender terms.
Do you work with lenders offering the Government’s Growth Guarantee Scheme?
Best Business Loans matches UK businesses to lenders and brokers offering Government Growth Guarantee Scheme finance; we introduce, not lend.
Are you authorised or regulated by the FCA, and do you follow FCA advertising standards?
Best Business Loans is not FCA-authorised; we act as an introducer, follow FCA/ASA/Google ad standards, and connect you with authorised lenders.