Do you receive introducer commission and how is that disclosed?

Clear answer first: yes, we may receive introducer commission — and we disclose this upfront, in writing, and again before you proceed

Best Business Loans operates as an independent introducer. We do not lend directly, and we may receive an introducer commission from lenders or brokers when we introduce a business that proceeds with finance through them. We disclose this clearly on our website, on the Quick Quote form, and in the email or message that confirms who you’re being introduced to.

What introducer commission is — and how our model works

Introducer commission is a standard industry payment from a lender or broker to a third party who introduces a customer that completes a finance agreement. It is sometimes called a referral fee, introduction fee, or remunerative payment. In short, it recognises the cost savings and efficiency gained when a finance provider receives a well-matched introduction.

At Best Business Loans, we may be paid by a lender or by a broker within our network when your business completes a facility with them. The exact arrangement can vary by product type, provider, loan size and complexity. It may be a fixed fee, a percentage-based fee, or a tiered structure agreed between us and the provider.

We do not charge you a fee for using our website or submitting a Quick Quote. If a finance broker or lender proposes a customer-paid fee or an arrangement fee, they will present it to you directly, in their own documentation, before you agree to proceed. We make sure you know who you are dealing with and at what stage any fees may apply.

Commission does not change your legal rights, your right to compare offers, or your ability to walk away. You remain in full control of your finance choices. Our role is to help you find suitable providers who are active in your sector and product category, then you decide.

Because we are not a lender and do not underwrite credit, we do not set interest rates, fees, or terms. Those are set by the finance provider based on their criteria, your business profile and the product you select.

How and where we disclose introducer commission

We believe disclosures should be clear, fair and not misleading, mirroring FCA principles and ASA requirements, even though we do not lend or provide regulated consumer credit. That means being upfront about how we may be remunerated and when you will see that information. We aim to tell you early and often.

You will find commission disclosure in the following places. First, on or around our Quick Quote form, we include a clear statement that we may receive a commission if you proceed with a recommended finance provider. Second, in your confirmation email or message, we identify the lender or broker we are introducing you to and reiterate that we may receive an introducer commission if the facility completes.

Third, within calls or follow-up messages where applicable, we restate the key facts before any introduction is actioned. Fourth, the receiving broker or lender will also provide their own regulatory disclosures and customer documentation, including information about fees or commissions where required by law or best practice. You will see precise terms before signing anything.

Where you ask, we are happy to explain whether the commission is paid by a lender or a broker, and whether it is fixed or variable in structure. As commission arrangements are commercially sensitive and can differ by provider, product and account, we provide the nature and payer of commission in clear consumer-friendly terms.

If any meaningful conflict of interest could arise, we will make this clear before you proceed. Our internal policies require that disclosure is timely, prominent and written in plain English, so that you can make an informed decision.

Will commission affect the finance you get?

We aim to connect you with suitable providers based on fit, eligibility and sector experience. Commission does not change the eligibility criteria or credit decisioning of any lender. It does not replace your assessment of product features, pricing or risk, nor does it limit your right to compare offers with other providers.

Providers set their own rates and fees using their normal underwriting processes. A lender or broker will not increase your price simply because an introducer is involved; in practice, introducers often streamline the process, reducing acquisition costs for providers, which is why many pay commission. Your offer remains subject to your business profile, the product type, and current market conditions.

We maintain a network of reputable lenders and professional brokers across multiple finance categories, including asset finance, invoice finance, cashflow loans and sector-specific solutions. We do not promise to find the lowest rate every time; our aim is to help you find reliable, relevant options that can deliver for your requirements. You maintain full control throughout.

If we present more than one option, you can weigh up total cost, flexibility, term length, security, covenants, speed and service level. You should also consider alternative funding types that may better fit your needs and cash flow. If you want to know whether we would receive a different commission for different options, you can ask us and we will explain the position in plain terms.

We comply voluntarily with the spirit of the FCA’s “clear, fair, not misleading” standard in our promotions, disclosures and customer journey. We ensure any material information that may influence your decision is presented in language that is easy to understand and at a time when it is useful.

Our compliance approach — honest, UK-focused, and people-first

Best Business Loans is a UK website that helps established businesses explore commercial finance options. We do not currently support start-ups, sole traders, franchises, property finance or commercial mortgages. We also do not provide personal loans or consumer credit.

Because our audience is UK businesses, we mirror the FCA’s core principle that promotions must be clear, fair and not misleading. We follow ASA guidance on significant qualifications and Google’s requirements for financial services advertising, including providing sufficient information for users to make informed decisions.

We do not give regulated financial advice. We provide information and introductions based on the needs you tell us about. Any finance agreement you enter into will be with the lender or broker you choose, and you should review their documentation carefully, including their fees, charges and applicable terms.

When you use our Quick Quote, we collect only the data needed to assess suitability and facilitate introductions. We share information with a relevant finance professional solely to progress your enquiry. Your information is handled confidentially and securely. We never sell your data.

If you wish to complain about our service or our disclosures, contact hello@bestbusinessloans.ai and we will investigate. If your complaint relates to the conduct of a lender or broker, we will direct you to their complaints process and, if they are FCA-authorised, to the appropriate escalation routes in line with UK regulation.

What to expect — your journey, your rights, and next steps

Here is how the process typically works. First, complete the Quick Quote form with a short description of your business, funding purpose and amount required. Second, we inform you that we may receive an introducer commission if you go ahead with a recommended provider.

Third, our system matches your profile to suitable lenders or brokers and we email you the details of any proposed introduction. Fourth, the receiving provider contacts you to request documents, discuss options and present terms. Fifth, you review the offer, including the provider’s formal disclosures, and decide whether to proceed.

At any point, you can ask us to explain how we are remunerated for your particular introduction. We will tell you, in plain English, whether a commission may be paid, who pays it, and whether it is fixed or variable in structure. You are under no obligation to proceed, and there is no fee payable to us for submitting a Quick Quote.

If your business operates in a specialist sector, we will typically introduce you to providers who actively lend to that sector. For example, if you are a manufacturer investing in machinery or energy-efficient upgrades, explore our guidance on manufacturing business loans to see common funding routes and considerations for your industry.

Ready to compare options with full transparency about introducer commission and costs? Submit your Quick Quote, receive your introduction confirmation in writing, and review provider documentation before you make a decision. It’s fast, secure and without obligation.

FAQs: Introducer commission, costs and disclosures

Do you receive introducer commission? Yes, we may receive an introducer commission from a lender or broker if you complete a finance facility through them after our introduction.

Who pays the commission? Commission is typically paid by the finance provider that receives your introduction. If a customer-paid arrangement fee applies, that will be shown by the provider in their documentation before you agree to proceed.

Does commission change my rate? Providers set their pricing independently using their underwriting criteria. Our introduction does not replace your ability to compare offers or decline a proposal that does not fit your needs.

How will I see your disclosure? We disclose on our website and quote form, confirm again in your introduction email, and you will receive the provider’s formal disclosures and terms before you sign anything.

Can I ask for more detail? Yes. You can ask us whether commission is payable, who pays it, and whether it is fixed or variable in structure. We will answer in clear, plain terms so you can make an informed decision.

Important information and disclaimers

• Best Business Loans is an independent introducer. We do not offer loans directly and we do not provide personal financial advice.
• Eligibility, rates and terms are set by providers and depend on your business profile, sector, product type and current market conditions.
• We follow the spirit of UK rules for clear, fair and not misleading promotions, and we align with Google’s financial services advertising policies.
• No content on this page should be taken as a guarantee of acceptance, price or availability of finance.

Summary: what you need to know about introducer commission

• We may receive introducer commission when a finance facility completes with a provider we’ve introduced.
• We disclose this on our site, in your introduction confirmation, and you will see provider documentation before deciding.
• Commission does not remove your right to compare offers or decline any proposal.
• You can request more detail about our remuneration for your enquiry at any time.
• Submitting a Quick Quote is free, secure and without obligation.

Updated: October 2025

Next step: Get your free Quick Quote for a fast eligibility check and transparent introduction to suitable finance providers.