Will you introduce me to multiple suitable lenders/brokers so I can compare options?
Short answer: Yes — we’ll introduce you to multiple suitable lenders and brokers so you can compare options with confidence.
Best Business Loans is an independent introducer that connects established UK businesses with relevant finance providers. We don’t lend directly or give regulated advice, but we do match your enquiry to lenders and brokers who are actively funding businesses like yours. You stay in control — compare options, ask questions, and choose the route that best fits your budget and goals.
It’s fast, free to submit a Quick Quote, and there’s no obligation to proceed. Credit is subject to status and provider criteria, and your exact terms will depend on your business profile and the funding product you select.
What “multiple suitable lenders/brokers” means — and what you’ll receive
When you submit a Quick Quote, our AI-powered platform analyses your business profile and funding needs, then recommends introductions to a shortlist of providers most likely to help. “Suitable” means the providers are active in your industry, accept your funding purpose, and align with your typical deal size and credit profile. Suitability may also include regional, sector, and product expertise.
Depending on your details, we’ll typically introduce you to two to five providers, sometimes more. Each provider can offer a different structure, rate, or speed — giving you genuine choice. We’ll make these introductions quickly so you can begin conversations and get indicative terms without wasting time.
Here’s what you can expect to receive:
- Introductions to lenders or brokers that match your sector, funding purpose, and eligibility.
- Clarity on funding types to consider (e.g., asset finance, invoice finance, cashflow loans, equipment finance).
- Guidance on what information providers usually need for an eligibility check or Decision in Principle.
We aim to be clear, fair, and not misleading. We can’t guarantee the lowest rate or an approval, but we’ll connect you with relevant providers so you can compare on real-world terms.
Ready to compare? Complete your Quick Quote to see suitable matches for your business. You’ll be introduced to multiple providers where appropriate, so you can weigh costs, structures, and time-to-fund.
How our AI matching and introduction process works (step-by-step)
Our process is designed to help UK SMEs access relevant options quickly, without blanket applications. You make one smart enquiry — we do the heavy lifting to filter the market. Here’s how it works:
- Quick Quote: Tell us your sector, purpose, amount, and basics about your business. It takes a couple of minutes.
- AI analysis: We map your profile against live lending appetite, product criteria, and sector fit across our network.
- Shortlist: We select suitable providers who are actively funding similar cases and match your needs.
- Introductions: We introduce you to multiple lenders or brokers so you can compare options and get indicative terms.
- Your decision: You choose whether to proceed, request a Decision in Principle, or refine your requirements.
Introductions typically happen within hours on working days. If you have time-sensitive requirements, let us know so we can prioritise providers known for speed. Providers may ask for recent accounts, bank statements, and details about assets or invoices if relevant.
We support a wide range of funding needs for established businesses, including asset finance, equipment and vehicle funding, invoice finance, cashflow loans, sustainability projects, and refurbishments. If you operate in transport and distribution, you may also wish to review our guidance on sector-specific finance options for logistics business loans.
No obligation applies at any point — submitting your details is free, and you’re in control throughout. Any formal offer will come directly from the provider and will include full terms, fees, and conditions.
What you can compare — rates, structures, speed, and total cost
Comparing multiple providers helps you align funding with cash flow, assets, and growth plans. Different lenders and brokers excel in different areas, and the “best” option is rarely just about the rate. Consider the whole picture before deciding.
Key factors to compare:
- Product fit: Is it asset finance, invoice discounting, a cashflow loan, or a refinance? Choose a product that matches your purpose.
- Total cost: Look beyond the headline rate to fees, security, early settlement terms, and any balloon or residual values.
- Flexibility: Can you overpay without penalties? Is there seasonal payment structuring if your cash flow fluctuates?
- Speed: How quickly can they give a Decision in Principle? How long to drawdown once approved?
- Eligibility: Provider criteria differ by sector, turnover, trading history, and credit profile.
Examples of what you might see:
- Lender A offers a competitive rate but requires asset security and full accounts.
- Lender B is more flexible on security with a slightly higher rate and faster turnaround.
- Broker C presents multiple lender offers under one roof, with tailored structures for equipment or fleet finance.
We encourage you to request an eligibility check or Decision in Principle from more than one provider where appropriate. This helps you compare like‑for‑like on term length, fees, and documentation requirements. If anything is unclear, ask the provider to explain costs and conditions in plain English — “clear, fair and not misleading” is a standard every responsible finance firm should meet.
Tip: Match the repayment profile to the useful life of your asset or project. For example, equipment finance terms that align with asset depreciation can protect cash flow.
Who we can help, information we need, and typical timelines
Best Business Loans supports established UK companies across sectors such as construction, manufacturing, logistics, healthcare, hospitality, retail, automotive, and professional services. We focus on commercial funding for trading businesses rather than property finance or start-ups. Sole traders, franchises, and commercial mortgages are currently outside scope.
To get accurate introductions and faster decisions, it helps to have:
- Latest filed accounts or management figures, plus recent business bank statements.
- Details of the funding purpose, amount, and timeline to drawdown.
- Asset or invoice details if applicable (e.g., equipment quotes, vehicle specs, debtor book profile).
Typical timeline overview:
- Quick Quote submission: 2–3 minutes.
- Introductions issued: Usually within hours on business days.
- Eligibility check / Decision in Principle: Often within 24–72 hours, depending on the provider and complexity.
- Funding: From a few days to a few weeks, based on product type, documentation, and asset arrangements.
Please note, we don’t guarantee approval, timelines, or availability. Funding is always subject to provider assessment, due diligence, and underwriting. Your credit profile, trading history, sector dynamics, and security all influence outcomes.
Data security matters to us. We handle your information confidentially, and we only share details with relevant finance professionals for the purpose of assessing your enquiry.
Compliance, transparency, and how to proceed
We are not a lender or broker and do not provide financial advice. We operate as an independent introducer, helping UK businesses find practical routes to commercial funding. Any regulated financial promotions you receive will be supplied or approved by a firm authorised by the Financial Conduct Authority, where required.
To align with FCA, ASA, and Google standards, our communications aim to be clear, fair, and not misleading. We don’t promise guaranteed approval or the lowest market rate. All finance is subject to status, terms, fees, and conditions set by the funding provider, and these can change.
Important transparency notes:
- Submitting a Quick Quote is free and without obligation.
- We may receive an introducer or referral fee from the provider if you take out a product, at no extra cost to you.
- We encourage you to compare multiple options and ask providers for full cost breakdowns before deciding.
Next steps are simple:
- Complete the Quick Quote to trigger AI matching and introductions.
- Ask matched providers for an eligibility check or Decision in Principle.
- Compare product types, total cost, flexibility, and time-to-fund, then choose the best fit.
Updated: October 2025
Common questions
How many providers will you introduce me to?
Typically two to five, depending on your sector, funding purpose, and eligibility. In some cases, we may introduce you to more if the market for your requirement is broad.
Will introductions affect my credit score?
Our introductions do not. Individual providers may run soft or hard searches during assessment, and they will explain this to you before proceeding.
Can you help if I need funding quickly?
Yes, we’ll prioritise providers known for fast eligibility checks and drawdowns, subject to your documentation and product type. Speed is never guaranteed, but we help you speak to the right people faster.
Are your services free to use?
Yes, submitting a Quick Quote is free. If you proceed with a provider, we may receive a referral fee, which does not increase the price you pay.
Do you cover my sector?
We support many sectors, including logistics, construction, manufacturing, healthcare, and hospitality. For example, see our guidance on logistics business finance if you run transport or distribution operations.
Key takeaways
- Yes — we’ll introduce you to multiple suitable lenders and brokers so you can compare.
- You’ll see different product options, structures, and speeds — not just headline rates.
- Introductions are fast, free to request, and without obligation.
- All finance is subject to status, provider criteria, and full terms.
- Start with a Quick Quote to unlock your shortlist and request a Decision in Principle.
How to get started now
Submit your Quick Quote with a brief overview of your business, funding amount, and purpose. Our AI will identify suitable lenders and brokers in our network and introduce you to multiple options where appropriate. Compare responses, request eligibility checks, and move forward with the provider that best fits your plan.
Your business deserves smart, relevant funding — without the legwork. Start your Quick Quote today and make a more informed decision.