Restaurant Business Loans & Finance — Quick Eligibility Check

Smarter UK finance for restaurants, bars and cafés — matched by AI, introduced by Best Business Loans.

Find Restaurant Finance Without the Runaround

Running a restaurant means dealing with seasonality, supplier costs, staffing and refurb cycles. Our platform helps established UK operators explore relevant finance options without contacting dozens of providers. In minutes, you can request a free Quick Quote or an eligibility check.

Best Business Loans is an independent introducer, not a lender. We use AI matching to connect you with suitable FCA-authorised lenders or brokers for your circumstances. There’s no obligation to proceed, and submitting an enquiry is free.

Get started in minutes

Start your Quick Quote now for a fast, confidential introduction to potential providers.

How Our Matching Works for Restaurants

Tell us what you need finance for — kitchen equipment, a fit-out, cash flow, vehicles or energy upgrades — and how much you’re seeking. Our system analyses your details against current appetite across our network. You’ll then be introduced to providers who may be able to help.

Where available, you may receive an initial eligibility view or a no-obligation Decision in Principle. This is not a formal offer and will be subject to underwriting and further checks. You stay in control and choose if you want to proceed.

Fast, clear next steps

Check your eligibility — no hidden fees for submitting an enquiry.

Finance Options Commonly Used by Restaurants

Cashflow Loans can help smooth supplier payments and seasonal dips. Fit-Out Finance can support refurbishments, new layouts, signage or front-of-house upgrades. Equipment or Asset Finance can fund ovens, refrigeration, EPOS, coffee machines, extraction and more.

Invoice Finance may help businesses with trade debtor exposure, such as catering contracts. Vehicles and fleet finance can support deliveries and logistics. Where applicable, you may also explore the Growth Guarantee Scheme for eligible UK companies.

Right option, not just the lowest headline rate

We can’t promise the cheapest deal every time, but we aim to connect you with relevant providers who understand hospitality.

Eligibility & What We Can Support

We typically help established UK limited companies and LLPs. Lenders may look at time trading, turnover, profitability, affordability and credit history. A soft search may be used initially, and any formal application may require a hard credit check.

We do not currently support start-ups, sole traders, franchises, property finance or commercial mortgages. To speed things up, be ready to share recent bank statements, management accounts and details of existing finance. Clear use-of-funds notes can improve matching quality.

What you’ll need to tell us

Purpose, amount, time trading, monthly turnover, and any recent credit issues help us route your enquiry appropriately.

Clear, Fair and Not Misleading — Important Information

Introductions are made to FCA-authorised lenders or brokers where relevant. Quotes, eligibility views and any Decision in Principle are subject to status, affordability, valuation and lender criteria. Rates, fees and terms vary by provider and your circumstances.

We don’t offer advice; information provided is for guidance to help you make informed decisions. We do not charge you to submit an enquiry; we may receive a commission from a provider if you go ahead. Your data is handled securely and only shared with relevant parties for your enquiry.

Take the next step

Ready to explore restaurant finance with confidence? Get your free Quick Quote now — fast, secure and with no obligation.