Do you support franchises, property finance, or commercial mortgages?

Short answer

Yes and no — we can help franchise businesses and companies seeking property or commercial mortgages by matching you with suitable lenders or specialist brokers, but we do not supply loans or give regulated mortgage advice ourselves.

Best Business Loans acts as an introducer that helps UK businesses explore funding options and connect with lenders and authorised brokers who can assess franchise or commercial property finance needs.

How we work and what we do (quick overview)

What Best Business Loans provides

We use AI-driven matching to identify likely funding routes and to introduce you to lenders and brokers who are active in your sector.

We do not underwrite, approve, or hold any customer funds and we are not a lender or a regulated mortgage adviser.

Why that matters

Because franchise finance, property finance and commercial mortgages can involve regulated activities, specialist underwriting and lender-specific eligibility rules, it is important to work with providers authorised to give formal offers.

Our role is to save time and increase the chance of being introduced to the right lenders or FCA-authorised brokers for your circumstances.

Franchises: what we can and cannot support

Do we support franchise businesses?

Yes — we routinely support established franchisees and franchisors seeking commercial finance for growth, equipment, working capital or premises fit-out.

Typical funding routes for franchises include asset finance, invoice finance, business loans, and sometimes property-backed lending if the franchise owns or secures premises.

Where we add value for franchises

Our platform matches franchise businesses to lenders and brokers that understand sector-specific risks such as royalty structures, franchisor support, and brand concentration.

We can highlight lenders who habitually lend to franchises and pass your enquiry to brokers with franchise experience, increasing the likelihood of a quick eligibility check or decision in principal.

What we do not do for franchises

We do not provide franchise agreements, legal or regulated financial advice, or final loan offers; any formal lending decision must come from an authorised provider.

If your enquiry involves consumer credit or regulated mortgage elements, we will introduce you to FCA-authorised advisers where required.

Property finance and commercial mortgages explained

Definitions and common types

“Property finance” covers funding for buying, developing or refinancing commercial premises, freeholds, leaseholds and investment property.

Commercial mortgages are long-term loans secured against property that lenders underwrite differently from residential mortgages.

When we can help

We can identify lenders or commercial mortgage brokers that specialise in the type of property transaction you are planning — for example, buy-to-let commercial investments, owner-occupied commercial mortgages, development finance or bridging finance.

We also help businesses exploring funding for property-related improvements such as fit-outs or equipment, which may be funded through alternatives like asset finance or hire purchase.

When we cannot directly assist

We do not provide regulated mortgage advice or make regulated mortgage contracts; if your query requires regulated advice, we will introduce you to FCA-authorised advisers.

We cannot guarantee lender acceptance, interest rates, or terms — those are determined by the lender after verification and underwriting.

Typical routes, eligibility and practical steps

Common finance routes for franchises and property

Franchise funding often uses asset finance, working capital facilities, or business loans where the franchise business generates predictable cashflow.

Property projects may require commercial mortgages, development loans, bridging finance or a combination of asset and property-backed lending depending on the deal.

Eligibility signals lenders look for

Lenders typically assess trading history, turnover, profitability, business type, security offered, and the strength of personal or corporate guarantees.

For property loans they will also review asset condition, lease terms, rental income, loan-to-value (LTV) and exit strategies.

How our process helps you move forward

Complete our Quick Quote to start — our AI analyses your business profile and flags the most suitable funding categories and lender types.

We then introduce you to lenders or FCA-authorised brokers who can perform full eligibility checks or provide a Decision in Principle.

If your requirement is for non-property equipment we can also direct you to asset finance options; see our equipment finance overview for more detail: equipment finance.

Risk, compliance, next steps and key takeaways

Regulatory and compliance safeguards

We operate as an independent introducer and do not offer regulated mortgage advice or loan products ourselves.

Where your enquiry falls under FCA-regulated activities, we will connect you only with lenders and brokers who are appropriately authorised.

How to prepare before you enquire

Gather basic information: company name, trading history, recent accounts, turnover, purpose of the loan, security available and an estimate of the loan amount and term.

Being prepared speeds up initial assessments and helps matching algorithms find the right lending partners.

When to use a specialist broker

Complex property transactions, development finance, or franchise agreements with unusual covenants usually benefit from an experienced, FCA-authorised broker who can provide regulated advice and negotiate terms.

We can introduce you to those specialists via our matching system so you do not have to approach multiple providers yourself.

Clear next step — submit a Quick Quote

If you are a franchisee, franchisor or an established business exploring property finance, start with a Quick Quote to see which lenders and brokers are likely to consider your case.

It’s free, quick, and non-obligatory — and it helps us match you to providers who can give a Decision in Principle or a more detailed eligibility check.

Key takeaways

Best Business Loans does support franchise businesses and companies seeking property finance by matching you to relevant lenders and FCA-authorised brokers.

We do not supply loans or give regulated mortgage advice; formal offers and regulated advice come from lenders and authorised advisers.

Start with a Quick Quote to get matched, and we’ll connect you to specialists who can take your enquiry to a full application.

If you would like help now, click the Quick Quote button or contact our team for guidance before you submit.

We will link you to lenders or FCA-authorised brokers who can provide regulated advice where required, and we remain an independent introducer throughout the process.