Do you provide financial advice or regulated lending, or are you an independent introducer?
Short answer: who we are and what we do
Direct answer up front
We do not provide regulated financial advice and we are not a lender. Best Business Loans operates as an independent introducer that links UK businesses with lenders and brokers suited to their needs.
Our service uses AI-driven matching and an established network to introduce you to authorised providers who can give formal quotes and regulated advice where necessary. Submitting a Quick Quote starts the matching process — it is free and carries no obligation.
What “independent introducer” means in practice
As an introducer we collect basic details about your business and funding needs, then share those details with lenders or brokers that may be able to help. We make introductions; we do not underwrite, approve, nor hold customer funds.
When an introduced provider offers a product that is a regulated activity, that provider — not Best Business Loans — is responsible for any regulated financial advice, credit checks, and compliance with FCA rules. We only work with providers who meet appropriate standards and, where required, are FCA-authorised.
How we protect clarity, fairness and compliance
We follow FCA and Advertising Standards expectations by being clear and not misleading about our role. All promotional content and matches make plain that we are not the lender and cannot guarantee rates, approval, or terms.
Before you progress to an application you will always be informed which organisation will contact you and whether that organisation is FCA-authorised. If you need regulated consumer credit advice, we will connect you to a provider authorised to give it.
What to expect when we introduce you
After you submit a Quick Quote, our AI matches your profile to suitable product types and lenders or brokers. You will usually receive a direct contact or an eligibility indication, not a formal offer, until the lender assesses your full information.
Some finance types (for example invoice finance or asset finance) are commercial and may be outside consumer credit rules; others may require regulated credit broking or advice. We help you find the right route and link you to the correct experts — for example see our guide to invoice finance for UK SMEs.
Next steps, data handling and key safeguards
Ready to see options? Complete our Quick Quote to get a Decision in Principle or eligibility check from matched providers. You remain in control: you choose whether to accept contact and pursue an application.
We treat your data securely, never sell it, and only share it with lenders or brokers relevant to your enquiry. If you prefer, ask for a list of the firms we plan to contact before any introductions are made.
Additional details businesses often ask
Who gives the regulated advice if needed?
If your case needs regulated advice, an FCA-authorised lender or broker you are introduced to will provide it. They will confirm their authorisation and responsibilities before offering regulated services.
Do you charge fees or take commission from lenders?
Our Quick Quote and matchmaking service is free for businesses to use. We may receive commission or fees from partner brokers or lenders after a successful introduction; we disclose material conflicts or relationships when they are relevant to your enquiry.
Can you guarantee loan approval or pricing?
No. We cannot guarantee approval, pricing or terms because lenders assess applications individually. Our role is to increase the chance of a good match and save you time in finding appropriate providers.
Key takeaways
- Best Business Loans is an independent introducer — we do not provide regulated financial advice or supply loans directly.
- We use AI to match your business to FCA-authorised lenders and brokers who can provide quotes and any required regulated advice.
- Submitting a Quick Quote is free, secure and voluntary; you decide whether to proceed with any lender’s application.
- We follow FCA, ASA and Google best-practice by being clear, fair and not misleading in all communications.
- To explore options like invoice finance for unlocking cash from unpaid invoices, see our dedicated page on invoice finance.
Call to action
If you want a fast, no-obligation eligibility check, complete our Quick Quote form and we’ll match you to relevant lenders or brokers. Our AI makes introductions so authorised providers can advise and, where appropriate, offer regulated lending.
Start your Quick Quote now and let us introduce you to professionals who can provide the regulated advice or lending solutions your business may require.